Dave vs IREN
DAVE and IREN side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How DAVE and IREN compare
Dave grew revenue faster over the last twelve months (40.6% versus 0.94% for IREN).
Dave keeps more of each dollar of sales as profit, with a net margin of 28.1% compared with −194% at IREN.
Dave scores higher on the StockData Score (8 against 4 for IREN), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | DAVE | IREN |
|---|---|---|
| Size and price | ||
| Market cap | $3.6B | – |
| Share price | $281.96 | $20.84 |
| Change, 1 year | 14.2% | −65.4% |
| Change, 5 years | −12.0% | −16.0% |
| Beta (5Y) | 2.12 | 2.18 |
| Employees | 280 | 685 |
| StockData Score | ||
| Total score | 8 (better) | 4 |
| Valuation score | 1 (better) | 0 |
| Growth score | 2 | 2 |
| Performance score | 3 (better) | 0 |
| Health score | 2 | 2 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 22.8× | – |
| P/S | 5.2× | – |
| P/B | 13.1× | – |
| EV/EBITDA | 13.8× | – |
| P/FCF | 11.1× | – |
| FCF yield | 9.0% | – |
| Fair value | $241.64 | – |
| Margin of safety | −16.7% | – |
| Growth | ||
| Revenue growth (TTM) | 40.6% (better) | 0.94% |
| Revenue growth, 5Y average | – | 146% |
| Net income growth (TTM) | 32.5% (better) | −358% |
| EPS growth (TTM) | 22.7% | – |
| Profitability | ||
| Gross margin | – | 73.4% |
| Operating margin | – | −166% |
| Net margin | 28.1% (better) | −194% |
| FCF margin | 47.0% (better) | −354% |
| Return on equity | 68.8% (better) | −33.8% |
| Return on invested capital | – | −13.7% |
| Financial health | ||
| Debt / equity | – | 1.93 |
| Interest coverage | – | −9.4× |
| Current ratio | 4.22 (better) | 1.60 |
| Altman Z-score | 8.48 | – |
| Piotroski F-score | 6 (better) | 3 |
| Dividends and buybacks | ||
| Years of dividend growth | – | 0 |
| Buyback yield | 6.2% | – |
| Shareholder yield | 6.2% | – |
| Ownership | ||
| Held by institutions | – | 54.5% |
| Held by insiders | 15.2% | 7.9% |
| Insider net buying, 12 months | −$31.5M | – |
| Superinvestors holding | – | 1 |
| Short interest, % of float | – | 26.1% |
Go deeper
- DAVE stock overview
- DAVE income statement
- DAVE valuation and score
- IREN stock overview
- IREN income statement
- IREN valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.