CRD.ANYSEInsurance Agents, Brokers & ServiceFiscal year ends December 31Also trades as CRD.B
CRAWFORD & CO
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 3, 2026
$12.23−0.30 (-2.39%)
Close on Oct 19, 2026
- Market cap
- –
- P/E (TTM)
- –
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2011 to 2025
Gross margin
28.0%+0.6 pts over 5 years
Net margin
1.5%−1.3 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | -2.2% | +2.1% | +5.2% | +0.5% | |
| Gross profit | -0.1% | +6.2% | +5.7% | +2.0% | |
| Net income | -26.2% | – | -7.0% | – | |
| Free cash flow | +108.8% | +65.8% | +3.7% | +6.7% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 26.9% | 16.3% | 11.9% | |
| Return on assets | 4.7% | 3.7% | 2.5% | |
| Current ratio | 1.58 | 1.24 | 1.14 | |
| Debt to equity | 1.22 | 0.61 | 1.09 | |
| Capex to revenue | 0.9% | 1.4% | 0.5% |
Where the cash went
Fiscal 2021 to 2025, five years combined
Crawford generated $339.21M from operations and spent $162.46M on capital expenditure, dividends and share buybacks. 21% of that went back into the business.
Generated
$339.21M
Used
$162.46M
Capital expenditure$34.18M21%Dividends$65.29M40%Share buybacks$63.00M39%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin1.5%
×Asset turnover1.67×
×Equity multiplier4.75×
=Return on equity, FY202511.9%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 1.5% | 1.67× | 4.75× | 11.9% |
| FY2024 | 2.0% | 1.67× | 5.36× | 17.8% |
| FY2023 | 2.3% | 1.66× | 5.98× | 23.0% |
| FY2022 | -1.5% | 1.50× | 4.89× | -10.9% |
| FY2021 | 2.7% | 1.42× | 4.03× | 15.4% |
| FY2020 | 2.8% | 1.34× | 4.37× | 16.3% |
| FY2019 | 1.2% | 1.43× | 4.42× | 7.6% |
| FY2018 | 2.3% | 1.51× | 4.21× | 14.7% |
| FY2017 | 2.4% | 1.53× | 4.53× | 16.5% |
| FY2016 | 3.1% | 1.55× | 5.68× | 26.9% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
5of 8 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$19.63M
- Cash generatingOperating cash flow above zero$101.85M
- Return on assets improvedROA up on the prior year3.3% → 2.4%
- Earnings backed by cashOperating cash flow above net income$101.85M vs $19.63M
- Less leverageLong-term debt to assets fell24.9% → 19.7%
- Better liquidityCurrent ratio rose1.25 → 1.14
- No dilutionShare count did not rise– → –
- Gross margin improvedGross margin up on the prior year27.41% → 28.00%
- More efficientAsset turnover rose1.68 → 1.63