HGTYNYSEInsurance Agents, Brokers & ServiceFiscal year ends December 31
Hagerty, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$15.56+0.26 (+1.70%)
Close on Oct 19, 2026
- Market cap
- –
- P/E (TTM)
- –
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2019 to 2025
Operating margin
–
Net margin
–
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +17.3% | +22.7% | +23.9% | – | |
| Free cash flow | +24.9% | +160.9% | +33.2% | – |
Returns and balance sheet
7 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2019 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | – | – | |
| Return on assets | – | – | – | |
| Current ratio | – | 1.33 | – | |
| Debt to equity | – | -47619.05 | 0.80 | |
| Net debt to EBITDA | – | -8.29× | – | |
| Interest coverage | – | – | – | |
| Capex to revenue | – | 7.7% | 1.7% | |
| Diluted shares | – | 0M | – |
Where the cash went
Fiscal 2021 to 2025, five years combined
Hagerty generated $627.33M from operations and spent $160.03M on capital expenditure, dividends and share buybacks. 100% of that went back into the business.
Generated
$627.33M
Used
$160.03M
Capital expenditure$160.03M100%Dividends$00%Share buybacks$00%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin4.1%
×Asset turnover0.67×
×Equity multiplier-8.90×
=Return on equity, FY2022-24.3%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2022 | 4.1% | 0.67× | -8.90× | -24.3% |
| FY2021 | -7.5% | 0.75× | -5.10× | 28.6% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
2of 3 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero–
- Cash generatingOperating cash flow above zero$218.99M
- Return on assets improvedROA up on the prior year– → –
- Earnings backed by cashOperating cash flow above net income$218.99M vs –
- Less leverageLong-term debt to assets fell6.2% → 8.5%
- Better liquidityCurrent ratio rose0.94 → –
- No dilutionShare count did not rise– → –
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.78 → 0.85