CPSSNasdaqFinance ServicesFiscal year ends December 31
CONSUMER PORTFOLIO SERVICES, INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$9.03−0.12 (-1.31%)
Close on Oct 19, 2026
- Market cap
- $212.07M
- P/E (TTM)
- 9.8
- Dividend yield
- –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
45.7%
10M of 22M shares
Institutional holders
62
7 new, 5 sold out
Net institutional buying
-0M
In Q2 2026
Insider trades, 12 months
0 buys · 8 sales
Net sold $2.39M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| Bdcm Ct, L.L.C. | 5,127,165 | 23.10% | 13D (active) amendment | Aug 22, 2025 |
| Black Diamond Capital Management I, LLLP | 5,127,165 | 23.20% | 13D (active) amendment | Nov 12, 2025 |
| Dimensional Fund Advisors LP | 1,623,488 | 7.70% | 13G (passive) amendment | Dec 29, 2023 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of CPSS | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| Black Diamond Capital Management I, LLLP | 5,127,165 | 23.79% | $49.20M | – | 32.57% |
| Dimensional Fund Advisors LP | 1,570,303 | 7.29% | $15.07M | +4,373 | 0.00% |
| BlackRock, Inc. | 656,330 | 3.04% | $6.30M | +21,740 | 0.00% |
| Vanguard Capital Management LLC | 415,823 | 1.93% | $3.99M | +2,258 | 0.00% |
| Bridgeway Capital Management, LLC | 395,611 | 1.84% | $3.80M | – | 0.07% |
| Renaissance Technologies LLC | 339,958 | 1.58% | $3.26M | −16,200 | 0.00% |
| Geode Capital Management, LLC | 225,929 | 1.05% | $2.17M | +7,452 | 0.00% |
| State Street Corp | 195,842 | 0.91% | $1.88M | +41 | 0.00% |
| Empowered Funds, LLC | 151,758 | 0.70% | $1.46M | – | 0.01% |
| Allianz Asset Management GmbH | 90,401 | 0.42% | $867.40K | −69,642 | 0.00% |
| Northern Trust Corp | 84,817 | 0.39% | $813.82K | +2,219 | 0.00% |
| Royal Bank of Canada | 82,379 | 0.38% | $790.00K | +1,388 | 0.00% |
| American Century Companies Inc | 73,680 | 0.34% | $706.96K | – | 0.00% |
| Verity & Verity, LLC | 65,742 | 0.31% | $630.79K | −7,266 | 0.04% |
| Vanguard Fiduciary Trust Co | 62,085 | 0.29% | $595.71K | +5,725 | 0.00% |
| Vanguard Portfolio Management LLC | 61,747 | 0.29% | $592.46K | +6,156 | 0.00% |
| Janney Montgomery Scott LLC | 51,586 | 0.24% | $495 | +583 | 0.00% |
| Charles Schwab Investment Management Inc | 27,918 | 0.13% | $267.87K | +3,988 | 0.00% |
| Bank of New York Mellon Corp | 23,022 | 0.11% | $220.90K | – | 0.00% |
| Goldman Sachs Group Inc | 22,179 | 0.10% | $212.81K | −13,455 | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 62 | 10M | 45.7% | 7 / 22 | 16 / 5 | 0M | 0M |
| Q1 2026 | 61 | 10M | 46.2% | 14 / 17 | 21 / 4 | 1M | 0M |
| Q4 2025 | 53 | 10M | 47.0% | 1 / 12 | 23 / 5 | 0M | 0M |
| Q3 2025 | 58 | 10M | 48.5% | 12 / 20 | 16 / 4 | 5M | 0M |
| Q2 2025 | 51 | 11M | 49.2% | 4 / 21 | 14 / 5 | 0M | 0M |
| Q1 2025 | 52 | 10M | 48.5% | 4 / 17 | 19 / 1 | 0M | 0M |
| Q4 2024 | 49 | 11M | 49.3% | 4 / 19 | 13 / 8 | 0M | 0M |
| Q3 2024 | 53 | 11M | 49.1% | 11 / 16 | 13 / 4 | 1M | 0M |
| Q2 2024 | 47 | 10M | 46.6% | 4 / 16 | 20 / 7 | 0M | 0M |
| Q1 2024 | 50 | 10M | 47.1% | 4 / 14 | 19 / 3 | 0M | 0M |
| Q4 2023 | 49 | 10M | 47.2% | 4 / 20 | 16 / 4 | 0M | 0M |
| Q3 2023 | 49 | 10M | 46.6% | 6 / 11 | 23 / 6 | 0M | 0M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of CPSS | Value | % of fund | As of |
|---|---|---|---|---|---|
| U.S. Small Cap Value Portfolio | 351,818 | 1.63% | $3.28M | 0.02% | Jul 31, 2026 |
| Vanguard Total Stock Market Index Fund | 309,206 | 1.43% | $2.97M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 243,545 | 1.13% | $2.34M | 0.00% | Jun 30, 2026 |
| U.S. Targeted Value Portfolio | 213,629 | 0.99% | $1.99M | 0.01% | Jul 31, 2026 |
| U.S. Core Equity 2 Portfolio | 175,197 | 0.81% | $1.63M | 0.00% | Jul 31, 2026 |
| EA Bridgeway Omni Small-Cap Value ETF | 151,758 | 0.70% | $1.46M | 0.06% | Jun 30, 2026 |
| Omni Small-Cap Value Fund | 146,650 | 0.68% | $1.41M | 0.11% | Jun 30, 2026 |
| U.S. Small Cap Portfolio | 145,523 | 0.68% | $1.36M | 0.01% | Jul 31, 2026 |
| U.S. Core Equity 1 Portfolio | 137,807 | 0.64% | $1.28M | 0.00% | Jul 31, 2026 |
| Dimensional U.S. Targeted Value ETF | 133,992 | 0.62% | $1.25M | 0.01% | Jul 31, 2026 |
| U.S. Micro Cap Portfolio | 119,526 | 0.55% | $1.11M | 0.01% | Jul 31, 2026 |
| Vanguard Extended Market Index Fund | 98,505 | 0.46% | $945.16K | 0.00% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 93,897 | 0.44% | $875.12K | 0.00% | Jul 31, 2026 |
| iShares Russell 2000 Value ETF | 91,729 | 0.43% | $880.14K | 0.01% | Jun 30, 2026 |
| Avantis U.S. Small Cap Value ETF | 62,332 | 0.29% | $614.59K | 0.00% | May 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Charles E. Bradley Jr | CEO, Director, 10% owner | 5,109,325 | 23.70% | Aug 28, 2026 |
| Noel Jackson | Sr. Vice President | 7,500 | 0.03% | Sep 3, 2026 |
| Catrina Marie Ralston | Sr. Vice President | 68,262 | 0.32% | Aug 14, 2026 |
| Lisette Reynoso | Sr. Vice President | 7,636 | 0.04% | Aug 13, 2026 |
| Robert E. Riedl | Sr Executive VP | 263,000 | 1.22% | Aug 13, 2026 |
| Teri Robinson | Exec. Vice President | 582,981 | 2.70% | Aug 13, 2026 |
| Charles E. Gonel | Sr. Vice President | 54,847 | 0.25% | Aug 13, 2026 |
| Michele L. Baumeister | Sr. Vice President | 93,899 | 0.44% | Aug 13, 2026 |
| Chris Terry | Exec. Vice President | 269,212 | 1.25% | Aug 13, 2026 |
| Michael T. Lavin | President | 504,119 | 2.34% | Aug 13, 2026 |
| Denesh Bharwani | Exec. Vice President | 361,881 | 1.68% | Aug 13, 2026 |
| Susan Ryan | Sr. Vice President | 79,546 | 0.37% | Aug 13, 2026 |
| Steven Schween | Sr. Vice President | 157,099 | 0.73% | Aug 13, 2026 |
| April Crisp | Sr. Vice President | 42,591 | 0.20% | Jun 10, 2025 |
| Scott W. Carnahan | Director | 36,000 | 0.17% | Aug 13, 2026 |
| Brian Rayhill | Director | 262,385 | 1.22% | Aug 10, 2026 |
| Daniel S. Wood | Director | 235,736 | 1.09% | Jul 28, 2026 |
| William B. Roberts | Director | 485,702 | 2.25% | Dec 8, 2025 |
| Louis M. Grasso | Director | 30,300 | 0.14% | Sep 24, 2025 |
| Greg Washer | Director | 436,114 | 2.02% | Jun 13, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Noel Jackson Sr. Vice President | Sep 1, 2026 | Option exercise | +7,500 | $2.47 | $18.53K | 7,500 |
| Noel Jackson Sr. Vice President | Sep 1, 2026 | Sale | −7,500 | $9.31 | $69.83K | 0 |
| Charles E. Bradley Jr CEO, Director, 10% owner | Aug 26, 2026 | Sale | −125,000 | $9.46 | $1.18M | 4,099,545 |
| Catrina Marie Ralston Sr. Vice President | Aug 12, 2026 | Sale | −3,617 | $9.50 | $34.36K | 68,262 |
| Catrina Marie Ralston Sr. Vice President | Aug 10, 2026 | Sale | −916 | $9.50 | $8.70K | 71,879 |
| Catrina Marie Ralston Sr. Vice President | Aug 7, 2026 | Sale | −467 | $9.50 | $4.44K | 72,795 |
| Michael T. Lavin President | Aug 6, 2026 | Gift | −99,304 | – | – | 0 |
| Michael T. Lavin President | Aug 6, 2026 | Tax withholding | −36,525 | $9.57 | $349.54K | 99,304 |
| Michael T. Lavin President | Aug 6, 2026 | Option exercise | +61,353 | $3.53 | $216.58K | 135,829 |
| Michael T. Lavin President | Aug 6, 2026 | Option exercise | +28,647 | $3.53 | $101.12K | 74,476 |
| Michael T. Lavin President | Aug 6, 2026 | Option exercise | +45,829 | $2.47 | $113.20K | 45,829 |
| Michael T. Lavin President | Aug 6, 2026 | Gift | +99,304 | – | – | 504,119 |
| Brian Rayhill Director | Aug 6, 2026 | Option exercise | +30,000 | $3.53 | $105.90K | 262,385 |
| Brian Rayhill Director | Aug 6, 2026 | Tax withholding | −11,066 | $9.57 | $105.90K | 251,319 |
| Chris Terry Exec. Vice President | Aug 5, 2026 | Tax withholding | −27,787 | $9.18 | $255.08K | 269,212 |
| Chris Terry Exec. Vice President | Aug 5, 2026 | Option exercise | +60,000 | $3.53 | $211.80K | 296,999 |
| Denesh Bharwani Exec. Vice President | Aug 5, 2026 | Option exercise | +60,000 | $3.53 | $211.80K | 361,881 |
| Charles E. Bradley Jr CEO, Director, 10% owner | Aug 5, 2026 | Option exercise | +300,000 | $3.53 | $1.06M | 4,224,545 |
| Michele L. Baumeister Sr. Vice President | Aug 4, 2026 | Option exercise | +30,000 | $3.53 | $105.90K | 93,899 |
| Michele L. Baumeister Sr. Vice President | Aug 4, 2026 | Tax withholding | −14,171 | $9.31 | $131.93K | 79,728 |
| Teri Robinson Exec. Vice President | Aug 3, 2026 | Tax withholding | −16,412 | $9.60 | $157.56K | 43,588 |
| Teri Robinson Exec. Vice President | Aug 3, 2026 | Gift | −43,588 | – | – | 0 |
| Teri Robinson Exec. Vice President | Aug 3, 2026 | Gift | +43,588 | – | – | 539,393 |
| Teri Robinson Exec. Vice President | Aug 3, 2026 | Option exercise | +31,459 | $3.53 | $111.05K | 60,000 |
| Teri Robinson Exec. Vice President | Aug 3, 2026 | Option exercise | +28,541 | $3.53 | $100.75K | 28,541 |
| Catrina Marie Ralston Sr. Vice President | Aug 3, 2026 | Option exercise | +30,000 | $3.53 | $105.90K | 85,721 |
| Catrina Marie Ralston Sr. Vice President | Aug 3, 2026 | Tax withholding | −12,459 | $9.60 | $119.61K | 73,262 |
| Lisette Reynoso Sr. Vice President | Aug 3, 2026 | Option exercise | +5,000 | $3.53 | $17.65K | 7,636 |
| Lisette Reynoso Sr. Vice President | Aug 3, 2026 | Tax withholding | −1,839 | $9.60 | $17.65K | 5,797 |
| Daniel S. Wood Director | Jul 24, 2026 | Tax withholding | −11,207 | $9.45 | $105.91K | 213,736 |
| Daniel S. Wood Director | Jul 24, 2026 | Option exercise | +30,000 | $3.53 | $105.90K | 224,943 |
| Teri Robinson Exec. Vice President | Jul 3, 2026 | Gift | −660 | – | – | 495,805 |
| Susan Ryan Sr. Vice President | Jun 30, 2026 | Tax withholding | −11,641 | $9.60 | $111.75K | 79,546 |
| Susan Ryan Sr. Vice President | Jun 30, 2026 | Option exercise | +30,000 | $3.53 | $105.90K | 91,187 |
| Charles E. Gonel Sr. Vice President | Jun 26, 2026 | Option exercise | +30,000 | $3.53 | $105.90K | 54,847 |
| Charles E. Gonel Sr. Vice President | Jun 26, 2026 | Tax withholding | −11,095 | $10.00 | $110.95K | 43,752 |
| Noel Jackson Sr. Vice President | Jun 16, 2026 | Option exercise | +7,000 | $3.53 | $24.71K | 7,000 |
| Noel Jackson Sr. Vice President | Jun 16, 2026 | Sale | −7,000 | $9.63 | $67.41K | 0 |
| Steven Schween Sr. Vice President | Apr 27, 2026 | Option exercise | +30,000 | $2.47 | $74.10K | 157,099 |
| Teri Robinson Exec. Vice President | Apr 9, 2026 | Gift | −660 | – | – | 496,465 |
| Steven Schween Sr. Vice President | Apr 7, 2026 | Option exercise | +30,000 | $3.53 | $105.90K | 127,099 |
| Daniel S. Wood Director | Mar 13, 2026 | Sale | −20,000 | $7.53 | $150.60K | 194,943 |
| Denesh Bharwani Exec. Vice President | Feb 12, 2026 | Gift | −9,000 | – | – | 301,881 |
| Teri Robinson Exec. Vice President | Jan 7, 2026 | Gift | −660 | – | – | 497,125 |
| William B. Roberts Director | Dec 4, 2025 | Sale | −100,000 | $8.69 | $869.00K | 485,702 |
| Louis M. Grasso Director | Sep 22, 2025 | Option exercise | +20,000 | $2.47 | $49.40K | 25,300 |
| Noel Jackson Sr. Vice President | Sep 16, 2025 | Option exercise | +9,369 | $2.47 | $23.14K | 9,369 |
| Noel Jackson Sr. Vice President | Sep 16, 2025 | Sale | −9,369 | $8.49 | $79.54K | 0 |
| Lisette Reynoso Sr. Vice President | Sep 16, 2025 | Option exercise | +4,800 | $3.83 | $18.38K | 4,801 |
| Lisette Reynoso Sr. Vice President | Sep 16, 2025 | Tax withholding | −2,165 | $8.49 | $18.38K | 2,636 |
| William B. Roberts Director | Sep 15, 2025 | Returned to company | −100,000 | $8.62 | $862.00K | 585,702 |
| Teri Robinson Exec. Vice President | Jul 21, 2025 | Gift | −660 | – | – | 497,785 |
| Greg Washer Director | Jun 13, 2025 | Option exercise | +30,000 | $3.53 | $105.90K | 329,311 |
| Greg Washer Director | Jun 13, 2025 | Sale | −3,000 | $10.10 | $30.30K | 299,311 |
| Greg Washer Director | Jun 12, 2025 | Sale | −1,647 | $10.10 | $16.63K | 302,311 |
| Greg Washer Director | Jun 12, 2025 | Sale | −5,000 | $10.05 | $50.25K | 303,958 |
| Greg Washer Director | Jun 11, 2025 | Sale | −2,148 | $10.00 | $21.48K | 308,958 |
| Greg Washer Director | Jun 11, 2025 | Sale | −7,500 | $9.85 | $73.88K | 311,106 |
| April Crisp Sr. Vice President | Jun 6, 2025 | Sale | −100 | $9.75 | $975 | 42,591 |
| April Crisp Sr. Vice President | Jun 2, 2025 | Option exercise | +10,000 | $2.47 | $24.70K | 42,212 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Daniel S. Wood Director | Mar 16, 2026 | 20,000 | $150.60K | Mar 16, 2026 | stock option exercise |
| B. Roberts William Director | Mar 5, 2025 | 100,000 | $945.00K | Mar 5, 2025 | Option Exercise |
| Daniel S. Wood Director | Nov 20, 2024 | 13,000 | $135.20K | Nov 20, 2024 | Options Exercise |
| B. Roberts William Director | Nov 14, 2024 | 100,000 | $1.03M | Nov 14, 2024 | Option Exercise |
| B. Roberts William Director | Nov 12, 2024 | 100,000 | $1.07M | Nov 11, 2024 | Option Exercise |
| Laurie Straten Officer | Jul 22, 2024 | 180,362 | $1.86M | Jul 22, 2024 | Stock Option Exercise |
| Daniel S. Wood Director | Jun 3, 2024 | 5,000 | $41.30K | Jun 3, 2024 | Stock Option Exercise |
| Daniel S. Wood Director | May 23, 2024 | 35,000 | $291.73K | May 23, 2024 | Stock Option Exercise |