CONSUMER PORTFOLIO SERVICES, INC.

Consumer Portfolio Services, Inc. is a specialty finance company that purchases and services retail automobile installment contracts. The company provides indirect vehicle financing primarily through franchised automobile dealers and select independent dealers throughout the United States. Its financing programs cover purchases of new and used cars, light trucks, and passenger vans, with used vehicle financing comprising the vast majority of its originations. In addition, the firm services automobile loans for third parties and offers direct automobile refinancing loans to individual consumers. The company's primary customers are subprime automobile buyers who possess limited credit histories or previous credit difficulties and cannot obtain credit from traditional lenders.

The company is headquartered in Las Vegas, Nevada, while conducting operational, underwriting, and administrative activities primarily from Irvine, California. It also maintains branch operations in Florida, Illinois, and Virginia to support underwriting and contract servicing. Nationally, the firm operates across 47 states, working with thousands of franchised and independent automotive dealerships supported by an internal team of sales representatives.

Summary of the business section of Consumer Portfolio Services's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“Diversity We had 928 employees as of December 31, 2025.”