Consumer Portfolio Services, Inc. (CPSS) stock
CPSSNasdaqFinance ServicesFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 9/3090% below fair value
$9.53−0.24 (-2.46%)
Close on Nov 13, 2026Market cap $208.24MP/E 9.3Yield –
Consumer Portfolio Services profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Consumer Portfolio Services's profit margin for the twelve months ending Sep 30, 2026 was 5.0%. For fiscal 2025 it was 4.4%, against 4.9% the year before. The highest annual figure on record is 37.1% in fiscal 2012.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 4.4% | −0.4 |
| FY2024 | Dec 31, 2024 | 4.9% | −8.0 |
| FY2023 | Dec 31, 2023 | 12.9% | −13.2 |
| FY2022 | Dec 31, 2022 | 26.1% | +8.3 |
| FY2021 | Dec 31, 2021 | 17.7% | +9.8 |
| FY2020 | Dec 31, 2020 | 8.0% | +6.4 |
| FY2019 | Dec 31, 2019 | 1.6% | −2.2 |
| FY2018 | Dec 31, 2018 | 3.8% | +2.9 |
| FY2017 | Dec 31, 2017 | 0.9% | −6.1 |
| FY2016 | Dec 31, 2016 | 6.9% | −2.6 |
| FY2015 | Dec 31, 2015 | 9.5% | −0.3 |
| FY2014 | Dec 31, 2014 | 9.8% | +1.6 |
| FY2013 | Dec 31, 2013 | 8.2% | −28.9 |
| FY2012 | Dec 31, 2012 | 37.1% | +47.2 |
| FY2011 | Dec 31, 2011 | -10.1% | +11.3 |
| FY2010 | Dec 31, 2010 | -21.4% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 5.3% | +0.8 |
| Q2 FY2026 | Jun 30, 2026 | 5.1% | +0.8 |
| Q1 FY2026 | Mar 31, 2026 | 4.9% | +0.5 |
| Q4 FY2025 | Dec 31, 2025 | 4.6% | −0.3 |
| Q3 FY2025 | Sep 30, 2025 | 4.5% | −0.3 |
| Q2 FY2025 | Jun 30, 2025 | 4.4% | −0.5 |
| Q1 FY2025 | Mar 31, 2025 | 4.4% | −0.6 |
| Q4 FY2024 | Dec 31, 2024 | 4.9% | −2.9 |
| Q3 FY2024 | Sep 30, 2024 | 4.8% | −6.5 |
| Q2 FY2024 | Jun 30, 2024 | 4.9% | −11.6 |
| Q1 FY2024 | Mar 31, 2024 | 5.0% | −11.6 |
| Q4 FY2023 | Dec 31, 2023 | 7.8% | −9.2 |
| Q3 FY2023 | Sep 30, 2023 | 11.3% | −16.9 |
| Q2 FY2023 | Jun 30, 2023 | 16.4% | −14.4 |
| Q1 FY2023 | Mar 31, 2023 | 16.6% | −11.8 |
| Q4 FY2022 | Dec 31, 2022 | 17.0% | −10.3 |
| Q3 FY2022 | Sep 30, 2022 | 28.1% | +8.2 |
| Q2 FY2022 | Jun 30, 2022 | 30.9% | +16.3 |
| Q1 FY2022 | Mar 31, 2022 | 28.4% | +20.2 |
| Q4 FY2021 | Dec 31, 2021 | 27.3% | +20.7 |
| Q3 FY2021 | Sep 30, 2021 | 20.0% | +14.6 |
| Q2 FY2021 | Jun 30, 2021 | 14.5% | +10.1 |
| Q1 FY2021 | Mar 31, 2021 | 8.2% | −7.1 |
| Q4 FY2020 | Dec 31, 2020 | 6.6% | +6.6 |
| Q3 FY2020 | Sep 30, 2020 | 5.3% | +3.2 |
| Q2 FY2020 | Jun 30, 2020 | 4.4% | +2.3 |
| Q1 FY2020 | Mar 31, 2020 | 15.3% | +13.3 |
| Q4 FY2019 | Dec 31, 2019 | 0.0% | −5.8 |
| Q3 FY2019 | Sep 30, 2019 | 2.1% | −1.2 |
| Q2 FY2019 | Jun 30, 2019 | 2.1% | −1.1 |
| Q1 FY2019 | Mar 31, 2019 | 2.0% | −1.1 |
| Q4 FY2018 | Dec 31, 2018 | 5.9% | +15.1 |
| Q3 FY2018 | Sep 30, 2018 | 3.3% | −0.9 |
| Q2 FY2018 | Jun 30, 2018 | 3.2% | −1.0 |
| Q1 FY2018 | Mar 31, 2018 | 3.0% | −1.1 |
| Q4 FY2017 | Dec 31, 2017 | -9.3% | −16.2 |
| Q3 FY2017 | Sep 30, 2017 | 4.3% | – |
| Q2 FY2017 | Jun 30, 2017 | 4.2% | – |
| Q1 FY2017 | Mar 31, 2017 | 4.2% | – |
| Q4 FY2016 | Dec 31, 2016 | 6.9% | – |
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