Citizens Financial Group Inc (CFG.PI) cash flow statement

CFG.PINYSEState Commercial BanksFiscal year ends December 31Also trades as CFG, CFG.PE, CFG.PH

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 28, 2026Score 13/308% above fair value

$23.88+0.02 (+0.08%)

Close on Oct 30, 2026Market cap $26.88BP/E 13.8Yield 2.70%

Citizens Financial Group Inc cash flow statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31
Depreciation & Amortization	478	498	478	565	625	578	633	486	487	515	471	386	404	467
Stock-Based Compensation	120	97	87	84	59	48	41	41	48	23	24	53	27	29
Deferred Income Taxes	-82	-177	-242	57	-429	-238	64	97	-136	153	249	141	-53	306
Operating Cash Flow	2,211	2,001	2,961	4,119	2,275	111	1,697	1,767	1,883	1,490	1,229	1,390	2,649	1,714
Capital Expenditures	–	–	–	–	–	–	-126	-232	-253	-138	-121	-141	-160	-178
Acquisitions	–	0	0	-255	-165	-3.00	-129	-533	0	0	–	–	–	–
Sale of Property, Plant & Equipment	–	–	–	–	–	–	31	0	0	3.00	15	3.00	25	6.00
Purchase of Investments	-9,463	-9,755	-10,087	-10,776	-12,406	-9,271	-8,933	-162	-326	-246	-7,806	-9,573	-11,224	-5,533
Sale & Maturity of Investments	8,565	7,585	5,703	5,635	9,606	8,425	9,360	150	253	220	8,097	6,686	8,375	9,391
Other Investing Activities	-347	-93	-61	-771	-316	-65	-106	-419	–	–	–	–	–	–
Investing Cash Flow	-5,967	2,987	5,248	-12,637	-10,486	-6,136	-3,875	-7,077	-3,984	-11,326	-5,905	-10,274	-2,453	919
Dividends Paid	-755	-769	-808	-779	-670	-672	-617	-471	-322	-241	-214	-806	-1,185	-150
Share Repurchases	-600	-1,050	-906	-153	-295	-270	-1,220	-1,025	-820	-430	-500	-334	0	0
Debt Issued	8,534	13,185	25,983	24,617	0	8,323	12,850	22,503	15,363	15,144	6,750	3,249	–	–
Debt Repaid	-9,744	-14,286	-28,418	-19,691	-1,352	-14,022	-14,857	-14,837	-12,751	-8,429	-766	-6.00	-291	-2,885
Short-Term Debt Issued (Repaid), Net	58	-505	502	-95	-154	-39	-1,048	-4,870	-4,959	-3,186	-4,383	–	–	–
Taxes Paid on Share-Based Awards	–	–	–	-25	-22	-16	-21	-13	-20	0	0	–	–	–
Other Financing Activities	-8.00	18	21	-25	-22	–	–	–	–	–	–	–	–	–
Financing Cash Flow	5,882	-6,015	-7,128	9,907	4,636	15,372	1,490	6,352	1,429	10,455	4,485	9,403	-502	-3,264
Net Change in Cash	2,126	-1,027	1,081	1,389	-3,575	9,347	-688	1,042	-672	619	-191	519	-306	-631
Free Cash Flow	–	–	–	–	–	–	1,571	1,535	1,630	1,352	1,108	1,249	2,489	1,536
Income Taxes Paid	151	208	375	183	1,247	261	326	241	371	94	157	391	20	201
Interest Paid	4,040	4,375	3,640	989	347	837	1,560	1,184	716	505	454	338	452	644

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 24.4%
Return on equity, FY2025: 7.2%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 13.8
Price to sales: 3.08
Price to book: 1.03
Dividend yield: 2.70%