Citizens Financial Group Inc (CFG.PI) stock
CFG.PINYSEState Commercial BanksFiscal year ends December 31Also trades as CFG, CFG.PE, CFG.PH
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 28, 2026Score 13/308% above fair value
$23.88+0.02 (+0.08%)
Close on Oct 30, 2026Market cap $26.88BP/E 13.8Yield 2.70%
Citizens Financial statistics
86 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 20, 2027 (estimated, before the open)
- Last ex-dividend date
- Sep 21, 2026
- Fundamentals through
- Jun 30, 2026
- Share price as of
- Oct 30, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.50
- 1.48
- P/OCF Ratio
- 10.75
- 10.39
Enterprise valuationIndustry
- EV / Sales
- 1.75
- 2.94
Share statisticsIndustry
- Shares Change (YoY)
- -2.68%
- 0.42%
- Shares Change (QoQ)
- -0.79%
- 0.00%
- Float
- 417M
- 17M
- Shares Held by Insiders
- 0.99%
- 5.92%
- Shares Held by Institutions
- 97.2%
- 61.3%
Short sellingIndustry
- Short Interest
- 17M
- –
- Short Interest Change
- 0.05%
- 2.35%
- Short % of Float
- 4.07%
- 3.70%
- Short % of Shares Outstanding
- 4.03%
- 3.33%
- Days to Cover
- 3.94
- 4.88
Stock price statisticsIndustry
- 52-Week High
- $75.33
- –
- 52-Week Low
- $49.00
- –
- 20-Day Moving Average
- $64.17
- –
- 50-Day Moving Average
- $66.44
- –
- 200-Day Moving Average
- $65.59
- –
- Average True Range (14)
- $1.40
- –
- Price Change (1 Week)
- -2.04%
- -0.25%
- Price Change (1 Month)
- 0.17%
- 2.48%
- Price Change (3 Months)
- -12.2%
- -3.51%
- Price Change (6 Months)
- -0.95%
- 8.56%
- Price Change (YTD)
- 9.24%
- 19.7%
- Price Change (1 Year)
- 26.5%
- 28.3%
- Price Change (3 Years)
- 172.3%
- 81.0%
- Price Change (5 Years)
- 34.7%
- 30.4%
- Price Change (10 Years)
- 142.3%
- 81.4%
- Average Volume (10 Days)
- 5M
- –
- Average Volume (20 Days)
- 5M
- –
- Average Volume (90 Days)
- 4M
- –
- Relative Volume
- 0.83
- 0.87
- Relative Strength Index (14)
- 42.3
- 53.3
- Volatility (1 Year)
- 25.3%
- 24.3%
- Beta (5 Years)
- 1.12
- 0.63
MarginsIndustry
- Pretax Margin
- 31.1%
- 36.7%
Returns on capitalIndustry
- Return on Equity (ROE)
- 8.27%
- 10.6%
- Return on Assets (ROA)
- 0.94%
- 1.12%
Financial positionIndustry
- Debt / Equity
- 0.04
- 0.20
GrowthIndustry
- Revenue Growth (YoY)
- 11.0%
- 11.8%
- Net Income Growth (YoY)
- 33.5%
- 23.3%
- EPS Growth (YoY)
- 40.1%
- 22.9%
- Revenue Growth (3Y CAGR)
- 0.93%
- 5.82%
- Revenue Growth (5Y CAGR)
- 3.62%
- 6.17%
- EPS Growth (3Y CAGR)
- -1.99%
- 1.31%
- EPS Growth (5Y CAGR)
- 11.7%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $501.55K
- $356.83K
- Profits Per Employee
- $122.20K
- $107.97K
- Employee Count
- 17,398
- 492
- WACC
- 10.4%
- 8.05%
Income statement (TTM)Industry
- Pretax Income
- $2.71B
- $70.72M
Balance sheetIndustry
- Net Cash (Debt)
- $11.60B
- $162.18M
- Net Cash Per Share
- $27.54
- $8.22
- Equity (Book Value)
- $26.18B
- $560.97M
- Book Value Per Share
- $62.17
- $28.41
- Tangible Book Value
- $17.96B
- $476.95M
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 7.91%
- 7.92%
- Dividend Yield
- 2.70%
- 2.48%
- Buyback Yield
- 2.70%
- 1.54%
- Shareholder Yield
- 5.39%
- 3.25%
- Dividend Per Share
- $1.72
- $0.93
- Dividend Growth (YoY)
- 2.38%
- 4.26%
- Years of Dividend Growth
- 1
- 2
- Payout Ratio
- 36.7%
- 29.2%
Taxes and interestIndustry
- Income Tax
- $585.00M
- $14.60M
- Effective Tax Rate
- 21.6%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $80.30
- $45.40
- Graham Upside
- 25.8%
- 17.8%
- Altman Z-Score
- 0.19
- 0.22
- Piotroski F-Score
- 7
- 6
- Lynch Fair Value
- $53.93
- –
- Lynch Upside
- -15.5%
- -1.46%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Oct 30, 2026. The S&P 500 is measured by the SPY fund.
| Period | CFG.PI | S&P 500 | Difference | CFG.PI per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -0.1% | -0.9% | +0.8 pts | ||
| 3 months | -2.4% | +2.1% | −4.6 pts | ||
| Year to date | -1.2% | +11.7% | −12.9 pts | ||
| 1 year | +1.4% | +12.4% | −11.0 pts |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.