Citizens Financial Group Inc (CFG.PE) balance sheet

CFG.PENYSEState Commercial BanksFiscal year ends December 31Also trades as CFG, CFG.PH, CFG.PI

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 28, 2026Score 13/308% above fair value

$16.68−0.13 (-0.77%)

Close on Oct 30, 2026Market cap $26.88BP/E 13.8Yield 2.70%

Citizens Financial Group Inc balance sheet

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31
Cash & Equivalents	12,727	10,601	11,628	10,547	9,158	12,733	3,386	4,074	3,032	3,704	3,085	3,276	2,757	3,063	3,694
Cash & Short-Term Investments	12,727	10,601	11,628	10,547	9,158	12,733	3,386	4,074	3,032	3,704	3,085	3,276	2,757	3,063	3,694
Property, Plant & Equipment	915	875	895	844	768	759	761	791	685	601	595	595	592	–	–
Gross Property, Plant & Equipment	1,736	1,685	1,708	1,706	1,572	1,596	1,853	2,275	2,590	2,445	2,326	2,246	2,267	–	–
Accumulated Depreciation	-821	-810	-813	-862	-804	-837	-1,092	-1,484	-1,905	-1,844	-1,731	-1,651	-1,675	–	–
Operating Lease Right-of-Use Assets	958	869	885	1,019	766	800	699	–	–	–	–	–	–	–	–
Goodwill	8,187	8,187	8,188	8,173	7,116	7,050	7,044	6,923	6,887	6,876	6,876	6,876	6,876	11,300	–
Intangible Assets	115	146	157	197	64	58	68	31	2.00	–	–	–	–	–	–
Total Assets	226,351	217,521	221,964	226,733	188,409	183,349	165,733	160,518	152,336	149,520	138,208	132,857	122,154	–	–
Short-Term Debt	58	0	505	3.00	74	243	274	1,317	2,671	4,359	3,432	10,529	7,042	–	–
Current Debt	58	0	505	3.00	74	243	274	1,317	2,671	4,359	3,432	10,529	7,042	–	–
Operating Lease Liabilities	1,042	956	977	1,066	800	835	721	–	–	–	–	–	–	–	–
Deferred Tax Liabilities	–	–	–	–	0	629	866	573	571	714	–	–	–	–	–
Total Liabilities	200,034	193,267	197,622	203,043	164,989	160,676	143,532	139,701	132,066	129,773	118,562	113,589	102,958	–	–
Total Debt	58	0	505	3.00	74	243	274	1,317	2,671	4,359	3,432	10,529	7,042	–	–
Preferred Stock	2,111	2,113	2,014	2,014	2,014	1,965	1,570	840	247	247	247	0	0	–	–
Common Stock	7.00	7.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	–	–
Additional Paid-In Capital	22,476	22,364	22,250	22,142	19,005	18,940	18,891	18,815	18,781	18,722	18,725	18,676	18,603	–	–
Retained Earnings	11,345	10,412	9,816	9,159	7,978	6,445	6,498	5,385	4,164	2,703	1,913	1,294	1,235	–	–
Treasury Stock	-7,652	-7,047	-5,986	-5,071	-4,918	-4,623	-4,353	-3,133	-2,108	-1,263	-858	-336	0	–	–
Comprehensive Income & Other	-1,970	-3,595	-3,758	-4,560	-665	-60	-411	-1,096	-820	-668	-387	-372	-648	-312	-528
Shareholders' Equity	26,317	24,254	24,342	23,690	23,420	22,673	22,201	20,817	20,270	19,747	19,646	19,268	19,196	–	–
Total Equity	26,317	24,254	24,342	23,690	23,420	22,673	22,201	20,817	20,270	19,747	19,646	19,268	19,196	24,129	23,393
Total Liabilities & Equity	226,351	217,521	221,964	226,733	188,409	183,349	165,733	160,518	152,336	149,520	138,208	132,857	122,154	–	–
Shares Outstanding(shares)	429	441	466	492	422	427	433	466	491	512	528	546	560	–	–
Loans, Net	140,749	137,142	143,861	154,679	126,405	120,647	117,836	115,418	109,381	106,433	97,826	92,215	84,638	–	–
Allowance for Credit Losses	1,943	2,061	2,098	1,983	1,758	2,443	1,252	1,333	1,324	1,308	1,216	1,195	1,221	–	–
Deposits	183,313	174,776	177,342	180,724	154,361	147,164	125,313	119,575	115,089	109,804	102,539	95,707	86,903	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 24.4%
Return on equity, FY2025: 7.2%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 13.8
Price to sales: 3.08
Price to book: 1.03
Dividend yield: 2.70%