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Citizens Financial Group Inc (CFG.PE) company profile

CFG.PENYSEState Commercial BanksFiscal year ends December 31Also trades as CFG, CFG.PH, CFG.PI
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 28, 2026Score 13/308% above fair value
$16.68−0.13 (-0.77%)

Close on Oct 30, 2026Market cap $26.88BP/E 13.8Yield 2.70%

About Citizens Financial

State Commercial Banks, SIC 6022

Citizens Financial Group, Inc. provides retail and commercial banking products and services through two primary segments: Consumer Banking and Commercial Banking. Its consumer offerings include deposit accounts, mortgage and home equity financing, credit cards, small business lending, wealth management, point-of-sale financing, and specialized private banking solutions. The commercial unit delivers lending, leasing, treasury management, foreign exchange and commodity risk hedging, loan syndication, capital markets advisory, and corporate finance. The firm serves individual consumers, high-net-worth families, small businesses, middle-market enterprises, and large corporate and institutional clients.

The company operates an extensive multi-channel footprint featuring over 1,000 branch offices—including 117 in-store locations—and roughly 3,100 automated teller machines across 14 states and the District of Columbia. It maintains 75 non-branch offices along with dedicated private banking locations in Massachusetts, New York, Florida, and California, supplemented by nationwide digital and phone banking channels. The organization employs approximately 17,398 full-time equivalent personnel, primarily across New England and the Mid-Atlantic. Citizens Financial Group is headquartered in Providence, Rhode Island.

Summary of the business section of Citizens Financial's latest annual report, written by StockData.

Company profile

Company

Legal name
Citizens Financial Group Inc
Founded
1984
Headquarters
Providence, RI
Address
1 Citizens Plaza 02903
Phone
(203) 900-6715
Employees
17,398, Dec 31, 2025
Industry
State Commercial Banks
Incorporated in
Delaware
Fiscal year ends
December 31
Auditor
Deloitte & Touche LLP, Boston, Massachusetts

Stock & identifiers

Ticker
CFG.PE
Other tickers
CFG, CFG.PH, CFG.PI
Exchange
NYSE
IPO date
Sep 25, 2014
Shares outstanding
421M, Jul 24, 2026
Public float
$19.24B, Jun 30, 2025
Filer category
Large accelerated filer
SEC CIK
759944
CUSIP
174610105
ISIN
US1746101054
LEI
2138004JDDA4ZQUPFW65
EIN
05-0412693

Executives and directors

Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years

NamePositionShares owned
Saun Bruce VanChairman and CEO, Director1,137,413
Matthew BossHead of Consumer Banking73,824
Richard L. SteinChief Risk Officer84,633
Michelle MoosallyChief Legal Officer22,565
Susan LaMonicaChief Human Resources Officer165,971
Theodore C. SwimmerHead of Commercial Banking109,337
Donald H. McCree IiiChair of the Commercial Bank427,793
Aunoy BanerjeeChief Financial Officer79,774
Brendan CoughlinPresident284,928
Michael RuttledgeChief Information Officer152,597
Christopher J. SchnirelChief Accounting Officer18,495
Christopher R. EmersonInterim CFO38,828
John F. WoodsChief Financial Officer350,806
Elizabeth S. JohnsonChief Experience Officer204,968
Terrance LillisDirector43,909
Lee AlexanderDirector26,289
Marita ZuraitisDirector58,062
Christine M. CummingDirector52,933
Tracy A. AtkinsonDirector12,716
Christopher SwiftDirector26,289
Claude E. WadeDirector7,654
Kevin CummingsDirector531,865
Michele N. SiekerkaDirector73,152
Robert G. LearyDirector33,782
Edward J. Kelly IiiDirector39,909

CEO pay and shareholder return

Pay versus performance table from the proxy statement

Fiscal yearCEO total payCEO pay actually paidOther executives (avg)Value of $100 investedPeer group
FY2025$12.51M$21.97M$3.88M$202$196
FY2024$10.63M$14.65M$9.31M$146$148
FY2023$11.08M$8.58M$3.73M$106$108
FY2022$11.70M$10.14M$3.58M$119$109
FY2021$12.43M$19.45M$3.65M$137$138
FY2020$14.34M$3.58M$4.11M$93$90

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

Executive compensation, fiscal 2025

Summary compensation table from the latest proxy statement

ExecutiveSalaryIncentive payTotalvs. prior year
Bruce Van Saun$1.49M$10.26M$11.75M+2%
Brendan Coughlin$700.00K$5.50M$6.20M+41%
Donald H. McCree III$700.00K$4.10M$4.80M+4%
Theodore Swimmer$650.00K$3.70M$4.35M–

Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.

IPO

From the final prospectus (Form 424B4) and the first day of trading

Offering

Type
Initial public offering
Final prospectus filed
Sep 25, 2014
Offer price
$21.50
Securities offered
140,000,000
Gross proceeds
$3.01B
Exchange
NYSE
First trading day
Sep 24, 2014
First-day close
$23.08+7.3%
Lock-up ends (est.)
Mar 23, 2015

“The initial public offering price per share is $21.50 per share.”

Lock-up end is estimated as 180 days after the first trading day; the prospectus sets the actual terms.

Employees

Headcount reported in annual reports

“As of December 31, 2025, Citizens had 17,398 full-time equivalent employees, primarily across New England and the Mid-Atlantic.”

Corporate history

Events identified from SEC filings