CFBKNasdaqNational Commercial BanksFiscal year ends December 31
CF BANKSHARES INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$33.51+0.01 (+0.03%)
Close on Oct 19, 2026
- Market cap
- $213.24M
- P/E (TTM)
- 11.5
- Dividend yield
- 0.90%
Cf Bankshares statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | Cf Bankshares | Industry median |
|---|---|---|
| Market Cap | $217.55M | $679.86M |
| Enterprise Value | -$35.55M | $418.07M |
| PE Ratio | 11.52 | 12.00 |
| PS Ratio | 3.47 | 3.62 |
| PB Ratio | 1.12 | 1.18 |
| P/TBV Ratio | 1.12 | 1.42 |
| P/FCF Ratio | 12.18 | 10.93 |
| P/OCF Ratio | 11.87 | 10.04 |
Enterprise value
| Measure | Cf Bankshares | Industry median |
|---|---|---|
| EV / Sales | -0.57 | 2.78 |
| EV / FCF | -1.99 | 8.40 |
Income (trailing twelve months)
| Measure | Cf Bankshares | Industry median |
|---|---|---|
| Revenue | $62.61M | $170.85M |
| Pretax Income | $22.70M | $70.12M |
| Net Income | $19.01M | $54.33M |
| EPS (Diluted) | $2.91 | $2.90 |
Margins
| Measure | Cf Bankshares | Industry median |
|---|---|---|
| Pretax Margin | 36.3% | 36.4% |
| Profit Margin | 30.4% | 29.1% |
| FCF Margin | 28.5% | 33.0% |
Returns
| Measure | Cf Bankshares | Industry median |
|---|---|---|
| Return on Equity (ROE) | 10.2% | 10.5% |
| Return on Assets (ROA) | 0.88% | 1.12% |
Growth
| Measure | Cf Bankshares | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 10.3% | 11.8% |
| Net Income Growth (YoY) | 5.11% | 23.1% |
| EPS Growth (YoY) | 4.68% | 22.7% |
| FCF Growth (YoY) | -15.4% | 27.1% |
| Revenue Growth (3Y CAGR) | 5.44% | 5.82% |
| Revenue Growth (5Y CAGR) | -7.04% | 6.17% |
| EPS Growth (3Y CAGR) | -1.09% | 1.26% |
| EPS Growth (5Y CAGR) | -9.66% | 8.24% |
Balance sheet
| Measure | Cf Bankshares | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $253.10M | $205.54M |
| Net Cash (Debt) | $253.10M | $164.40M |
| Net Cash Per Share | $38.99 | $8.13 |
| Equity (Book Value) | $194.34M | $560.44M |
| Book Value Per Share | $29.93 | $28.47 |
| Tangible Book Value | $194.34M | $472.29M |
Cash flow (trailing twelve months)
| Measure | Cf Bankshares | Industry median |
|---|---|---|
| Operating Cash Flow | $18.33M | $61.20M |
| Capital Expenditures | -$475.00K | -$4.02M |
| Free Cash Flow | $17.86M | $52.43M |
| FCF Per Share | $2.75 | $3.07 |
Efficiency
| Measure | Cf Bankshares | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $638.84K | $357.09K |
| Profits Per Employee | $194.00K | $107.23K |
| Employee Count | 98 | 528 |
Dividends and yields
| Measure | Cf Bankshares | Industry median |
|---|---|---|
| Earnings Yield | 8.74% | 8.07% |
| FCF Yield | 8.21% | 8.89% |
| Dividend Yield | 0.90% | 2.48% |
| Shareholder Yield | 0.90% | 3.13% |
| Dividend Per Share | $0.30 | $0.93 |
| Dividend Growth (YoY) | 20.0% | 4.26% |
| Years of Dividend Growth | 5 | 2 |
| Payout Ratio | 11.6% | 29.4% |
| FCF Payout Ratio | 12.4% | 26.0% |
Shares
| Measure | Cf Bankshares | Industry median |
|---|---|---|
| Shares Outstanding | 6,492,210 | 18,910,300 |
| Shares Change (YoY) | 0.46% | 0.39% |
| Float | 4,672,900 | 16,895,350 |
| Shares Held by Insiders | 28.0% | 5.92% |
| Shares Held by Institutions | 56.0% | 61.9% |
Taxes
| Measure | Cf Bankshares | Industry median |
|---|---|---|
| Income Tax | $3.69M | $14.50M |
| Effective Tax Rate | 16.3% | 21.1% |
Scores
| Measure | Cf Bankshares | Industry median |
|---|---|---|
| Graham Number | $44.27 | $45.31 |
| Graham Upside | 32.1% | 21.6% |
| Altman Z-Score | 0.17 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from Cf Bankshares's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.