CFBKNasdaqNational Commercial BanksFiscal year ends December 31
CF BANKSHARES INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$33.51+0.01 (+0.03%)
Close on Oct 19, 2026
- Market cap
- $213.24M
- P/E (TTM)
- 11.5
- Dividend yield
- 0.90%
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
56.0%
4M of 6M shares
Institutional holders
102
19 new, 6 sold out
Net institutional buying
0M
In Q2 2026
Insider trades, 12 months
5 buys · 1 sales
Net bought $48.75K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| Fourthstone LLC | 421,191 | 8.07% | 13G (passive) | Jun 30, 2025 |
| Castle Creek Capital VII LLC | 388,065 | 6.10% | 13D (active) amendment | Dec 8, 2025 |
| Edward W. Cochran | 349,913 | 5.50% | 13D (active) amendment | Feb 13, 2026 |
| BlackRock, Inc. | 327,780 | 5.10% | 13G (passive) | Jun 30, 2026 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of CFBK | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 377,718 | 5.82% | $12.38M | +67,406 | 0.00% |
| Vanguard Capital Management LLC | 209,107 | 3.22% | $6.85M | +7,106 | 0.00% |
| First Manhattan Co. LLC. | 187,022 | 2.88% | $6.13M | – | 0.02% |
| Two Sigma Investments, LP | 171,288 | 2.64% | $5.61M | +122,387 | 0.00% |
| Fourthstone LLC | 159,824 | 2.46% | $5.26M | −479,554 | 3.75% |
| Daytona Street Capital LLC | 151,386 | 2.33% | $4.77M | – | 3.48% |
| Acadian Asset Management LLC | 141,556 | 2.18% | $4.63K | +17,162 | 0.01% |
| rhino investment partners, Inc | 135,517 | 2.09% | $4.44M | +10,140 | 1.34% |
| Dimensional Fund Advisors LP | 123,250 | 1.90% | $4.04M | +31,128 | 0.00% |
| Geode Capital Management, LLC | 118,800 | 1.83% | $3.89M | +11,793 | 0.00% |
| Marshall Wace, Llp | 118,575 | 1.83% | $3.89M | +86,054 | 0.00% |
| Fifth Third Bancorp | 114,914 | 1.77% | $3.77M | – | 0.01% |
| Citadel Advisors LLC | 104,173 | 1.60% | $3.41M | +62,572 | 0.00% |
| Renaissance Technologies LLC | 102,423 | 1.58% | $3.36M | +7,944 | 0.00% |
| American Century Companies Inc | 82,743 | 1.27% | $2.71M | +31,513 | 0.00% |
| Qube Research & Technologies Ltd | 81,985 | 1.26% | $2.69M | +40,095 | 0.00% |
| UBS Group AG | 79,583 | 1.23% | $2.61M | +75,627 | 0.00% |
| Alliancebernstein L.P. | 74,726 | 1.15% | $2.09M | −165,837 | 0.00% |
| State Street Corp | 73,002 | 1.12% | $2.39M | +17,419 | 0.00% |
| McDonald Partners LLC | 58,702 | 0.90% | $1.92M | −725 | 0.47% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 102 | 4M | 56.0% | 19 / 51 | 16 / 6 | 1M | 1M |
| Q1 2026 | 91 | 4M | 55.1% | 18 / 34 | 22 / 8 | 1M | 1M |
| Q4 2025 | 82 | 4M | 54.4% | 18 / 39 | 15 / 6 | 1M | 0M |
| Q3 2025 | 70 | 3M | 44.5% | 24 / 26 | 7 / 3 | 1M | 0M |
| Q2 2025 | 49 | 2M | 35.0% | 18 / 16 | 5 / 6 | 1M | 0M |
| Q1 2025 | 37 | 2M | 30.0% | 3 / 11 | 8 / 6 | 0M | 0M |
| Q4 2024 | 40 | 2M | 30.4% | 11 / 11 | 5 / 2 | 1M | 0M |
| Q3 2024 | 31 | 1M | 23.1% | 5 / 8 | 5 / 1 | 0M | 0M |
| Q2 2024 | 28 | 1M | 22.4% | 1 / 5 | 8 / 5 | 0M | 0M |
| Q1 2024 | 32 | 1M | 21.9% | 4 / 8 | 5 / 2 | 0M | 0M |
| Q4 2023 | 30 | 2M | 24.2% | 4 / 10 | 6 / 4 | 0M | 0M |
| Q3 2023 | 30 | 2M | 24.0% | 5 / 5 | 8 / 1 | 0M | 0M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of CFBK | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 153,341 | 2.36% | $5.02M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 145,675 | 2.24% | $4.77M | 0.01% | Jun 30, 2026 |
| Avantis U.S. Small Cap Value ETF | 59,668 | 0.92% | $1.70M | 0.01% | May 31, 2026 |
| Fidelity Small Cap Index Fund | 54,367 | 0.84% | $1.93M | 0.01% | Jul 31, 2026 |
| iShares Russell 2000 Value ETF | 54,258 | 0.84% | $1.78M | 0.01% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 52,663 | 0.81% | $1.73M | 0.00% | Jun 30, 2026 |
| Vanguard Russell 2000 Index Fund | 26,084 | 0.40% | $743.92K | 0.00% | May 31, 2026 |
| Dimensional U.S. Small Cap ETF | 21,163 | 0.33% | $752.56K | 0.00% | Jul 31, 2026 |
| Fidelity Extended Market Index Fund | 20,862 | 0.32% | $594.98K | 0.00% | May 31, 2026 |
| Omni Small-Cap Value Fund | 19,000 | 0.29% | $622.63K | 0.05% | Jun 30, 2026 |
| Dimensional US Small Cap Value ETF | 17,211 | 0.27% | $612.02K | 0.01% | Jul 31, 2026 |
| EA Bridgeway Omni Small-Cap Value ETF | 17,174 | 0.26% | $562.79K | 0.02% | Jun 30, 2026 |
| iShares Micro-Cap ETF | 17,160 | 0.26% | $562.33K | 0.04% | Jun 30, 2026 |
| U.S. Small Cap Value Portfolio | 15,914 | 0.25% | $565.90K | 0.00% | Jul 31, 2026 |
| Schwab Small-Cap Index Fund | 12,304 | 0.19% | $437.53K | 0.01% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Timothy T. O'Dell | CEO, Director | 305,972 | 4.71% | Jun 15, 2026 |
| Bradley J. Ringwald | Bank President, Director | 37,680 | 0.58% | Apr 17, 2026 |
| Marianne McKinney | EVP & Chief Operating Officer | 14,219 | 0.22% | Sep 14, 2026 |
| Timothy Meder | EVP & Chief Credit Officer | 16,256 | 0.25% | Apr 17, 2026 |
| Kevin J. Beerman | EVP & Chief Financial Officer | 33,817 | 0.52% | Feb 25, 2026 |
| Robert E. Hoeweler | Director | 138,445 | 2.13% | Aug 5, 2026 |
| Thomas P. Ash | Director | 52,419 | 0.81% | Feb 25, 2026 |
| James H. Frauenberg II | Director | 195,357 | 3.01% | Feb 25, 2026 |
| David L. Royer | Director | 41,187 | 0.63% | Feb 25, 2026 |
| Edward W. Cochran | Director | 353,413 | 5.44% | Feb 25, 2026 |
| Sundeep Rana | Director | 9,357 | 0.14% | Mar 26, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Marianne McKinney EVP & Chief Operating Officer | Sep 11, 2026 | Sale | −400 | $35.36 | $14.14K | 14,219 |
| Robert E. Hoeweler Director | Aug 4, 2026 | Gift | −1,000 | – | – | 75,112 |
| Timothy T. O'Dell CEO, Director | Jun 11, 2026 | Tax withholding | −1,932 | $30.25 | $58.44K | 295,939 |
| Robert E. Hoeweler Director | May 21, 2026 | Gift | −1,450 | – | – | 76,112 |
| Timothy T. O'Dell CEO, Director | Apr 11, 2026 | Tax withholding | −5,000 | $29.49 | $147.45K | 297,871 |
| Bradley J. Ringwald Bank President, Director | Apr 11, 2026 | Tax withholding | −592 | $29.49 | $17.46K | 37,680 |
| Timothy Meder EVP & Chief Credit Officer | Apr 11, 2026 | Tax withholding | −267 | $29.49 | $7.87K | 16,256 |
| Marianne McKinney EVP & Chief Operating Officer | Apr 11, 2026 | Tax withholding | −247 | $29.49 | $7.28K | 14,619 |
| Timothy Meder EVP & Chief Credit Officer | Mar 24, 2026 | Tax withholding | −594 | $28.22 | $16.76K | 16,523 |
| Marianne McKinney EVP & Chief Operating Officer | Mar 24, 2026 | Tax withholding | −568 | $28.22 | $16.03K | 14,866 |
| Bradley J. Ringwald Bank President, Director | Mar 24, 2026 | Tax withholding | −987 | $28.22 | $27.85K | 38,272 |
| Timothy T. O'Dell CEO, Director | Feb 23, 2026 | Award | +12,750 | – | – | 302,871 |
| Thomas P. Ash Director | Feb 23, 2026 | Award | +5,000 | – | – | 52,419 |
| Kevin J. Beerman EVP & Chief Financial Officer | Feb 23, 2026 | Award | +8,500 | – | – | 33,817 |
| Edward W. Cochran Director | Feb 23, 2026 | Award | +3,500 | – | – | 353,413 |
| Timothy Meder EVP & Chief Credit Officer | Feb 23, 2026 | Award | +4,500 | – | – | 17,117 |
| James H. Frauenberg II Director | Feb 23, 2026 | Award | +3,500 | – | – | 117,930 |
| Robert E. Hoeweler Director | Feb 23, 2026 | Award | +5,500 | – | – | 77,562 |
| David L. Royer Director | Feb 23, 2026 | Award | +4,500 | – | – | 41,187 |
| Marianne McKinney EVP & Chief Operating Officer | Feb 23, 2026 | Award | +5,500 | – | – | 15,434 |
| Bradley J. Ringwald Bank President | Feb 23, 2026 | Award | +10,500 | – | – | 39,259 |
| Timothy T. O'Dell CEO, Director | Feb 23, 2026 | Award | +18,000 | – | – | 308,121 |
| Timothy Meder EVP & Chief Credit Officer | Jan 23, 2026 | Tax withholding | −291 | $28.66 | $8.34K | 12,617 |
| Marianne McKinney EVP & Chief Operating Officer | Jan 23, 2026 | Tax withholding | −349 | $28.66 | $10.00K | 9,934 |
| Bradley J. Ringwald Bank President | Jan 23, 2026 | Tax withholding | −640 | $28.66 | $18.34K | 28,759 |
| Bradley J. Ringwald Bank President | Dec 16, 2025 | Buy | +1,000 | $24.07 | $24.07K | 29,399 |
| Robert E. Hoeweler Director | Dec 15, 2025 | Buy | +1,000 | $23.87 | $23.87K | 72,062 |
| Kevin J. Beerman EVP & Chief Financial Officer | Dec 12, 2025 | Buy | +217 | $23.84 | $5.17K | 25,317 |
| James H. Frauenberg II Director | Dec 11, 2025 | Buy | +210 | $23.78 | $4.99K | 114,430 |
| Thomas P. Ash Director | Dec 4, 2025 | Buy | +200 | $23.91 | $4.78K | 47,419 |
| Timothy T. O'Dell CEO, Director | Aug 20, 2025 | Sale(10b5-1 plan) | −10,833 | $25.50 | $276.24K | 290,121 |
| Marianne McKinney EVP & Chief Operating Officer | Aug 18, 2025 | Sale | −1,700 | $24.54 | $41.72K | 10,283 |
| Timothy T. O'Dell CEO, Director | Aug 14, 2025 | Sale(10b5-1 plan) | −210 | $25.02 | $5.25K | 300,954 |
| Timothy T. O'Dell CEO, Director | Aug 14, 2025 | Sale | −210 | $25.02 | $5.25K | 300,954 |
| Timothy T. O'Dell CEO, Director | Aug 13, 2025 | Sale(10b5-1 plan) | −8,957 | $25.37 | $227.24K | 301,164 |
| Timothy T. O'Dell CEO, Director | Aug 13, 2025 | Sale | −8,957 | $25.37 | $227.24K | 301,164 |
| James H. Frauenberg II Director | Mar 24, 2025 | Award | +3,000 | – | – | 114,220 |
| Timothy Meder EVP & Chief Credit Officer | Mar 24, 2025 | Award | +5,000 | – | – | 12,908 |
| Kevin J. Beerman EVP & Chief Financial Officer | Mar 24, 2025 | Award | +8,000 | – | – | 25,100 |
| David L. Royer Director | Mar 24, 2025 | Award | +4,000 | – | – | 36,687 |
| Marianne McKinney EVP & Chief Operating Officer | Mar 24, 2025 | Award | +5,000 | – | – | 11,983 |
| Sundeep Rana Director | Mar 24, 2025 | Award | +2,675 | – | – | 8,898 |
| Timothy T. O'Dell CEO, Director | Mar 24, 2025 | Award | +17,500 | – | – | 310,121 |
| Robert E. Hoeweler Director | Mar 24, 2025 | Award | +5,000 | – | – | 71,062 |
| Bradley J. Ringwald Bank President | Mar 24, 2025 | Award | +10,000 | – | – | 28,399 |
| Thomas P. Ash Director | Mar 24, 2025 | Award | +4,000 | – | – | 47,219 |
| Edward W. Cochran Director | Mar 24, 2025 | Award | +3,000 | – | – | 349,913 |
| Thomas P. Ash Director | Mar 17, 2025 | Buy | +100 | $22.87 | $2.29K | 43,219 |
| Robert E. Hoeweler Director | Mar 11, 2025 | Buy | +1,000 | $21.80 | $21.80K | 66,062 |
| Robert E. Hoeweler Director | Mar 5, 2025 | Gift | −200 | – | – | 65,062 |
| Timothy Meder EVP & Chief Credit Officer | Feb 15, 2025 | Tax withholding | −96 | $24.99 | $2.40K | 7,908 |
| Marianne McKinney EVP & Chief Operating Officer | Feb 15, 2025 | Tax withholding | −261 | $24.99 | $6.52K | 6,983 |
| Bradley J. Ringwald Bank President | Feb 15, 2025 | Tax withholding | −732 | $24.99 | $18.29K | 18,399 |
| Timothy Meder EVP & Chief Credit Officer | Jan 25, 2025 | Tax withholding | −291 | $23.98 | $6.98K | 8,004 |
| Marianne McKinney EVP & Chief Operating Officer | Jan 25, 2025 | Tax withholding | −422 | $23.98 | $10.12K | 7,244 |
| Bradley J. Ringwald Bank President | Jan 25, 2025 | Tax withholding | −812 | $23.98 | $19.47K | 19,131 |
| Timothy T. O'Dell CEO, Director | Dec 16, 2024 | Sale | −20,522 | $26.54 | $544.65K | 292,621 |
| Timothy T. O'Dell CEO, Director | Dec 13, 2024 | Sale | −2,278 | $27.28 | $62.14K | 313,143 |
| Sundeep Rana Director | Nov 11, 2024 | Sale | −497 | $29.00 | $14.41K | 459 |
| Timothy T. O'Dell CEO, Director | Jun 11, 2024 | Award | +17,500 | – | – | 315,421 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Timothy T. O'Dell Officer, Director | Jun 13, 2025 | 20,000 | $477.20K | Jun 16, 2025 | Restricted Stock Vesting |
| Timothy T. O'Dell Officer, Director | Nov 14, 2024 | 22,800 | $637.94K | Nov 15, 2024 | Open Market Purchase |