COMMUNITY FINANCIAL SYSTEM, INC.

Community Financial System, Inc. is a financial holding company providing banking and diverse financial services. The company operates through four reportable business segments: Banking and Corporate, Employee Benefit Services, Insurance Services, and Wealth Management Services. Its offerings include retail and commercial banking, cash management, real estate investment, and treasury services. Additionally, the organization delivers employee benefit administration, actuarial consulting, institutional recordkeeping, and transfer agency services. Through its other divisions, it provides personal and commercial insurance lines, risk management, wealth management, and investment advisory services. The company serves retail, commercial, institutional, and governmental clients.

Headquartered in Syracuse, New York, the company operates 192 full-service branch locations and eight drive-thru facilities across Upstate New York, Northeastern Pennsylvania, Vermont, Western Massachusetts, and Southern New Hampshire. Outside its retail banking footprint, the organization provides employee benefit and fiduciary services across the United States and Puerto Rico. In total, the enterprise employs 3,001 individuals across its network.

Summary of the business section of Community Financial System's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“As of December 31, 2025, the Company had 3,001 total employees, which included 2,853 full-time employees and 148 part-time and temporary employees.”