CBKMOTCNational Commercial BanksFiscal year ends June 30
CONSUMERS BANCORP INC /OH/
Financials through Q4 FY2026, quarter ended Jun 30, 2026Last filing: 10-K on Sep 10, 2026
$31.89+0.00 (0.00%)
Close on Oct 19, 2026
- Market cap
- $100.31M
- P/E (TTM)
- 9.0
- Dividend yield
- 2.63%
Consumers Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | Consumers Bancorp | Industry median |
|---|---|---|
| Market Cap | $100.67M | $679.86M |
| Enterprise Value | $129.88M | $418.07M |
| PE Ratio | 8.98 | 12.00 |
| PS Ratio | 20.49 | 3.62 |
| PB Ratio | 1.12 | 1.18 |
| P/TBV Ratio | 1.15 | 1.42 |
| P/FCF Ratio | 10.54 | 10.93 |
| P/OCF Ratio | 9.00 | 10.04 |
Enterprise value
| Measure | Consumers Bancorp | Industry median |
|---|---|---|
| EV / Sales | 26.44 | 2.78 |
| EV / FCF | 13.59 | 8.40 |
Income (trailing twelve months)
| Measure | Consumers Bancorp | Industry median |
|---|---|---|
| Revenue | $4.91M | $170.85M |
| Pretax Income | $13.18M | $70.12M |
| Net Income | $11.16M | $54.33M |
| EPS (Diluted) | $3.55 | $2.90 |
Margins
| Measure | Consumers Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 268.2% | 36.4% |
| Profit Margin | 227.2% | 29.1% |
| FCF Margin | 194.5% | 33.0% |
Returns
| Measure | Consumers Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 13.4% | 10.5% |
| Return on Assets (ROA) | 0.91% | 1.12% |
Growth
| Measure | Consumers Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 6.41% | 11.8% |
| Net Income Growth (YoY) | 28.8% | 23.1% |
| EPS Growth (YoY) | 28.2% | 22.7% |
| FCF Growth (YoY) | 96.5% | 27.1% |
| Revenue Growth (3Y CAGR) | 5.88% | 5.82% |
| Revenue Growth (5Y CAGR) | 7.55% | 6.17% |
| EPS Growth (3Y CAGR) | 0.96% | 1.26% |
| EPS Growth (5Y CAGR) | 3.56% | 8.24% |
Balance sheet
| Measure | Consumers Bancorp | Industry median |
|---|---|---|
| Total Debt | $29.21M | $177.19M |
| Net Cash (Debt) | -$29.21M | $164.40M |
| Net Cash Per Share | -$9.25 | $8.13 |
| Equity (Book Value) | $89.89M | $560.44M |
| Book Value Per Share | $28.47 | $28.47 |
| Tangible Book Value | $87.19M | $472.29M |
Financial position
| Measure | Consumers Bancorp | Industry median |
|---|---|---|
| Debt / Equity | 0.32 | 0.20 |
| Debt / FCF | 3.06 | 1.81 |
Cash flow (trailing twelve months)
| Measure | Consumers Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $11.19M | $61.20M |
| Capital Expenditures | -$1.64M | -$4.02M |
| Free Cash Flow | $9.55M | $52.43M |
| FCF Per Share | $3.03 | $3.07 |
Efficiency
| Measure | Consumers Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.00 | 0.04 |
Dividends and yields
| Measure | Consumers Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 11.1% | 8.07% |
| FCF Yield | 9.49% | 8.89% |
| Dividend Yield | 2.63% | 2.48% |
| Shareholder Yield | 2.63% | 3.13% |
| Dividend Per Share | $0.84 | $0.93 |
| Dividend Growth (YoY) | 10.5% | 4.26% |
| Years of Dividend Growth | 9 | 2 |
| Payout Ratio | 23.7% | 29.4% |
| FCF Payout Ratio | 27.7% | 26.0% |
Shares
| Measure | Consumers Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 3,156,730 | 18,910,300 |
| Shares Change (YoY) | 0.46% | 0.39% |
| Float | 2,741,600 | 16,895,350 |
| Shares Held by Insiders | 13.2% | 5.92% |
| Shares Held by Institutions | 0.37% | 61.9% |
Taxes
| Measure | Consumers Bancorp | Industry median |
|---|---|---|
| Income Tax | $2.01M | $14.50M |
| Effective Tax Rate | 15.3% | 21.1% |
Scores
| Measure | Consumers Bancorp | Industry median |
|---|---|---|
| Graham Number | $47.69 | $45.31 |
| Graham Upside | 49.5% | 21.6% |
| Altman Z-Score | 0.15 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Consumers Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.