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CBKMOTCNational Commercial BanksFiscal year ends June 30

CONSUMERS BANCORP INC /OH/

Financials through Q4 FY2026, quarter ended Jun 30, 2026Last filing: 10-K on Sep 10, 2026
$31.89+0.00 (0.00%)

Close on Oct 19, 2026

Market cap
$100.31M
P/E (TTM)
9.0
Dividend yield
2.63%

About Consumers Bancorp

National Commercial Banks, SIC 6021

Consumers Bancorp, Inc. operates as a bank holding company whose primary business is conducted through its subsidiary, Consumers National Bank. The institution provides commercial, consumer, and mortgage lending, along with deposit accounts, financial planning, and investment services. It also invests in municipal obligations and securities issued by U.S. government-sponsored entities through the bank and its investment subsidiary. The bank targets individuals, agricultural clients, and small to medium-sized commercial enterprises.

The organization operates 23 full-service branches alongside one loan production office. Its primary service territory covers Carroll, Columbiana, Jefferson, Mahoning, Stark, and Summit counties in northeast Ohio, extending into adjacent areas in western Pennsylvania and northern West Virginia. The main office is located in Minerva, Ohio, where the bank has conducted operations since 1965. As of mid-2026, the company employs 190 full-time and 11 part-time workers across its physical locations.

Summary of the business section of Consumers Bancorp's latest annual report, written by StockData.

Company profile

Company

Legal name
CONSUMERS BANCORP INC /OH/
Founded
1965
Headquarters
Minerva, OH
Address
614 E Lincoln Way, Po Box 256 44657-2096
Phone
(330) 868-7701
Employees
201, Jun 30, 2026
Industry
National Commercial Banks
Incorporated in
Ohio
Fiscal year ends
June 30
Auditor
Plante & Moran, PLLC, Cleveland, Ohio

Stock & identifiers

Ticker
CBKM
Exchange
OTC
Shares outstanding
3M, Sep 10, 2026
Public float
$71.75M, Dec 31, 2025
Filer category
Non-accelerated filer<br>Smaller reporting company
Stock splits
3-for-1, Mar 19, 2002
SEC CIK
1006830
CUSIP
210509105
ISIN
US2105091050
EIN
34-1771400

Executives and directors

Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years

NamePositionShares owned
Ralph J. Lober IICEO & President, Director81,353
Renee WoodEVP & Chief Financial Officer25,595
David E. BenavidesSVP, Senior Loan Officer395
Derek G. WilliamsSVP, Retail Operations & Sales14,599
Suzanne N. MikesEVP, Chief Credit Officer10,148
Hillary A. HudakSVP, Chief People Officer5,803
Kimberly K. ChuckalovchakSVP, Chief Information Officer4,821
Stephen G. KarapashaSVP, Chief Risk Officer0
Robert Brian MillerChief Retail & Deposit Officer0
Scott E. DoddsEVP, Senior Loan Officer16,924
David R. BickertonDirector545
Frank L. PadenDirector13,658
Laurie L. McClellanDirector146,769
Richard T. Kiko JrDirector16,698
Bradley GorisDirector23,490
Ann M. GanoDirector5,856
Joseph A. GerzinaDirector7,334
Michael A. WheelerDirector4,653
John W. ParkinsonDirector29,108
Shawna L'italienDirector7,383

CEO pay and shareholder return

Pay versus performance table from the proxy statement

Fiscal yearCEO total payCEO pay actually paidOther executives (avg)Value of $100 investedPeer group
FY2026$1.04M$1.09M$431.86K$147–
FY2025$801.72K$817.75K$449.27K$127–
FY2024$716.09K$701.16K$377.68K$95–

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

Employees

Headcount reported in annual reports

“As of June 30, 2026, the Bank employed 190 full-time and 11 part-time employees. None of the employees are represented by a collective bargaining group. Management considers its relations with employ”

Corporate history

Events identified from SEC filings