CONSUMERS BANCORP INC /OH/
Close on Oct 19, 2026
- Market cap
- $100.31M
- P/E (TTM)
- 9.0
- Dividend yield
- 2.63%
About Consumers Bancorp
National Commercial Banks, SIC 6021
Consumers Bancorp, Inc. operates as a bank holding company whose primary business is conducted through its subsidiary, Consumers National Bank. The institution provides commercial, consumer, and mortgage lending, along with deposit accounts, financial planning, and investment services. It also invests in municipal obligations and securities issued by U.S. government-sponsored entities through the bank and its investment subsidiary. The bank targets individuals, agricultural clients, and small to medium-sized commercial enterprises.
The organization operates 23 full-service branches alongside one loan production office. Its primary service territory covers Carroll, Columbiana, Jefferson, Mahoning, Stark, and Summit counties in northeast Ohio, extending into adjacent areas in western Pennsylvania and northern West Virginia. The main office is located in Minerva, Ohio, where the bank has conducted operations since 1965. As of mid-2026, the company employs 190 full-time and 11 part-time workers across its physical locations.
Summary of the business section of Consumers Bancorp's latest annual report, written by StockData.
Company profile
Company
- Legal name
- CONSUMERS BANCORP INC /OH/
- Founded
- 1965
- Headquarters
- Minerva, OH
- Address
- 614 E Lincoln Way, Po Box 256 44657-2096
- Phone
- (330) 868-7701
- Website
- consumers.bank
- Employees
- 201, Jun 30, 2026
- Industry
- National Commercial Banks
- Incorporated in
- Ohio
- Fiscal year ends
- June 30
- Auditor
- Plante & Moran, PLLC, Cleveland, Ohio
Stock & identifiers
- Ticker
- CBKM
- Exchange
- OTC
- Shares outstanding
- 3M, Sep 10, 2026
- Public float
- $71.75M, Dec 31, 2025
- Filer category
- Non-accelerated filer<br>Smaller reporting company
- Stock splits
- 3-for-1, Mar 19, 2002
- SEC CIK
- 1006830
- CUSIP
- 210509105
- ISIN
- US2105091050
- EIN
- 34-1771400
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Ralph J. Lober II | CEO & President, Director | 81,353 |
| Renee Wood | EVP & Chief Financial Officer | 25,595 |
| David E. Benavides | SVP, Senior Loan Officer | 395 |
| Derek G. Williams | SVP, Retail Operations & Sales | 14,599 |
| Suzanne N. Mikes | EVP, Chief Credit Officer | 10,148 |
| Hillary A. Hudak | SVP, Chief People Officer | 5,803 |
| Kimberly K. Chuckalovchak | SVP, Chief Information Officer | 4,821 |
| Stephen G. Karapasha | SVP, Chief Risk Officer | 0 |
| Robert Brian Miller | Chief Retail & Deposit Officer | 0 |
| Scott E. Dodds | EVP, Senior Loan Officer | 16,924 |
| David R. Bickerton | Director | 545 |
| Frank L. Paden | Director | 13,658 |
| Laurie L. McClellan | Director | 146,769 |
| Richard T. Kiko Jr | Director | 16,698 |
| Bradley Goris | Director | 23,490 |
| Ann M. Gano | Director | 5,856 |
| Joseph A. Gerzina | Director | 7,334 |
| Michael A. Wheeler | Director | 4,653 |
| John W. Parkinson | Director | 29,108 |
| Shawna L'italien | Director | 7,383 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2026 | $1.04M | $1.09M | $431.86K | $147 | – |
| FY2025 | $801.72K | $817.75K | $449.27K | $127 | – |
| FY2024 | $716.09K | $701.16K | $377.68K | $95 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of June 30, 2026, the Bank employed 190 full-time and 11 part-time employees. None of the employees are represented by a collective bargaining group. Management considers its relations with employ”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Sep 30, 2020 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Sep 28, 2020 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Sep 10, 2020 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Jan 2, 2020 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Aug 15, 2019 | Merger | Registration of securities for a merger or exchange offer (S-4) |