Citigroup Inc
CNYSENational Commercial BanksFiscal year ends December 31Also trades as C.PN, C.PR
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026Score 11/307% above fair value
$123.10+0.46 (+0.38%)
Close on Nov 2, 2026Market cap $206.49BP/E 13.3Yield –
Citigroup Monthly Surplus Finance Charge Rate by Month
Monthly Surplus Finance Charge Rate (Excess Spread)
Citigroup Monthly Surplus Finance Charge Rate: 18.1% in Sep 2026, up 2.0 pts from a year earlier.
Latest, Sep 2026
18.10
Period ended Sep 28, 2026
Change on a year earlier
+2.0 pts
16.08 in Sep 2025
History
57 months
Since Jan 2022
Sources
57
Documents cited below
Where the Sep 2026 figure comes from
“|| 4. Surplus Finance Charge Collections | 18.10 | % | 18.10 | %”
Source: Citibank Credit Card Issuance Trust Form 10-D (2026-09, filed 2026-10-15) ↗
Monthly history
Hover a value to see the sentence it was read from; calculated values show their formula
Cite this data
StockData. (2026). Citigroup Monthly Surplus Finance Charge Rate, monthly Jan 2022–Sep 2026 [Data set]. Compiled from Citigroup SEC filings and investor materials. https://stockdatahq.com/stocks/c/kpis/cccit-surplus-fin-chg-pct
See every metric in the Citigroup KPI table. Data updated Oct 29, 2026.