Bank of Montreal (BULZ) income statement

BULZNYSECommercial Banks, NECFiscal year ends October 31Also trades as AIQD, AIQU, BERZ, BMO, BNKD, BNKU, BRZD, BRZL, CARD, CARU, DULL, FLYD, FLYU, FNGD, FNGO, FNGS, FNGU, GDXD, GDXU, HYGD, HYGU, JETD, JETU, JPND, JPNU, LQDD, LQDU, MNGU, NRGD, NRGU, OILD, OILU, SHNY, SMHD, SMHU, SPYU, TAWN, TPEI, WTID, WTIU, XLCD, XLCU, XLPD, XLPU

Financials through Q3 FY2026, quarter ended Jul 31, 2026Last filing: 40-F on Dec 4, 2025Score 1/30

$28.34−6.45 (-18.54%)

Close on Oct 30, 2026Market cap $121.32BP/E 19.5Yield –

Bank of Montreal income statement

Annual Quarterly TTM

CAD USD

Millions of CAD, except per-share data. Shares in millions.

Line item	FY 2025 2025-10-31	FY 2024 2024-10-31	FY 2023 2023-10-31	FY 2022 2022-10-31	FY 2021 2021-10-31	FY 2020 2020-10-31	FY 2019 2019-10-31	FY 2018 2018-10-31	FY 2017 2017-10-31	FY 2016 2016-10-31
Revenue	36,274	32,795	29,259	33,710	27,186	25,186	25,483	22,905	22,107	21,087
Interest Expense	42,050	46,517	36,893	11,012	5,577	9,344	13,264	9,597	6,138	4,516
Income from Equity Investments	175	207	185	274	248	161	151	167	386	140
Pretax Income	11,550	9,535	5,947	17,886	10,258	6,348	7,272	7,414	6,631	5,732
Income Tax Expense	2,825	2,208	1,510	4,349	2,504	1,251	1,514	1,961	1,292	1,101
Net Income incl. Noncontrolling Interests	8,725	7,327	4,437	13,537	7,754	5,097	5,758	5,453	5,339	4,631
Minority Interest in Earnings	16	9.00	12	–	–	–	–	–	2.00	9.00
Net Income	8,709	7,318	4,425	13,537	7,754	5,097	5,758	5,453	5,337	4,622
Net Income to Common	8,273	6,932	4,094	13,306	7,510	4,850	5,547	5,269	5,153	4,472
EPS (Basic)(per share)	11.46	9.52	5.77	20.04	11.60	7.56	8.68	8.19	7.93	6.94
EPS (Diluted)(per share)	11.44	9.51	5.76	19.99	11.58	7.55	8.66	8.17	7.90	6.92
Shares Outstanding (Basic, Weighted)(shares)	722	728	709	664	647	641	639	643	650	644
Shares Outstanding (Diluted, Weighted)(shares)	723	729	711	666	649	642	640	645	652	646
Premiums Earned	1,922	1,767	1,587	–	–	–	–	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jul 31, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 23.7%
Return on equity, FY2025: 10.1%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 19.5
Price to sales: 4.39
Price to book: 1.96
Dividend yield: –