BRBSNYSEState Commercial BanksFiscal year ends December 31
BLUE RIDGE BANKSHARES, INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$3.93−0.05 (-1.26%)
Close on Oct 19, 2026
- Market cap
- $347.78M
- P/E (TTM)
- 39.3
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2018 to 2025
Net margin
11.7%−4.2 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | -0.6% | -15.6% | -3.8% | – | |
| Net income | – | -14.8% | -9.6% | – | |
| EPS, diluted | – | -50.7% | -44.3% | – | |
| Free cash flow | – | -49.6% | – | – |
Returns and balance sheet
8 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2018 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | 17.7% | – | |
| Return on assets | – | 1.4% | 0.4% | |
| Capex to revenue | 4.6% | 2.7% | 1.8% | |
| Diluted shares | 0M | 9M | 97M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Blue Ridge Bankshares generated $217.14M from operations and spent $58.00M on capital expenditure, dividends and share buybacks. 8% of that went back into the business.
Generated
$217.14M
Used
$58.00M
Capital expenditure$4.90M8%Dividends$43.59M75%Share buybacks$9.51M16%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin11.4%
×Asset turnover0.05×
×Equity multiplier11.02×
=Return on equity, FY20226.6%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2022 | 11.4% | 0.05× | 11.02× | 6.6% |
| FY2021 | 29.2% | 0.09× | 10.82× | 27.3% |
| FY2020 | 15.9% | 0.09× | 12.29× | 17.7% |
| FY2019 | 9.2% | 0.07× | 11.41× | 7.0% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
5of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$10.71M
- Cash generatingOperating cash flow above zero$13.63M
- Return on assets improvedROA up on the prior year-0.5% → 0.4%
- Earnings backed by cashOperating cash flow above net income$13.63M vs $10.71M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise49M → 97M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.03 → 0.03