JMSBNasdaqState Commercial BanksFiscal year ends December 31
John Marshall Bancorp, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$22.80−0.10 (-0.44%)
Close on Oct 19, 2026
- Market cap
- $320.21M
- P/E (TTM)
- 13.2
- Dividend yield
- 1.32%
Margins
Share of revenue, fiscal years 2020 to 2025
Net margin
33.9%
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +17.5% | -4.6% | – | – | |
| Net income | +24.0% | -12.6% | – | – | |
| EPS, diluted | +24.2% | -12.8% | – | – | |
| Free cash flow | +31.3% | -12.6% | – | – | |
| Dividend per share | +20.0% | +431.3% | – | – |
Returns and balance sheet
6 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2020 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | – | 8.3% | |
| Return on assets | – | – | 0.9% | |
| Capex to revenue | – | – | 0.9% | |
| Diluted shares | – | – | 14M |
Where the cash went
Fiscal 2021 to 2025, five years combined
John Marshall Bancorp generated $123.36M from operations and spent $18.36M on capital expenditure, dividends and share buybacks. 12% of that went back into the business.
Generated
$123.36M
Used
$18.36M
Capital expenditure$2.16M12%Dividends$13.74M75%Share buybacks$2.47M13%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin33.9%
×Asset turnover0.03×
×Equity multiplier8.92×
=Return on equity, FY20258.3%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 33.9% | 0.03× | 8.92× | 8.3% |
| FY2024 | 32.1% | 0.02× | 9.40× | 7.2% |
| FY2023 | 14.5% | 0.02× | 10.37× | 2.3% |
| FY2022 | 44.1% | 0.03× | 10.68× | 15.1% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
6of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$21.23M
- Cash generatingOperating cash flow above zero$22.58M
- Return on assets improvedROA up on the prior year0.8% → 1.0%
- Earnings backed by cashOperating cash flow above net income$22.58M vs $21.23M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise14M → 14M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.02 → 0.03