Bread Financial Holdings, Inc. (BFH.PB) bonds
Close on Oct 30, 2026Market cap $4.06BP/E 8.2Yield 0.81%
Debt
Borrowings on the balance sheet, Jun 30, 2026
Bread Financial reports no long-term debt line
Its balance sheet in XBRL does not include long-term debt, so totals and interest cost cannot be shown.
When the debt comes due
Principal repayments of long-term debt by fiscal year, as scheduled at Dec 31, 2025
From the debt maturity table in the annual report (filing). “Later” is everything due after year five.
Notes and loans outstanding
As tagged in Bread Financial's 10-K for the period ended Dec 31, 2025
Coupon by maturity
Each circle is a note, sized by the amount issued. The line is what the US Treasury pays today for the same time to maturity.
| Issue | Coupon | Matures | Amount issued |
|---|---|---|---|
| Senior notes due 2026 | 7.00% | 2026 | $500.00M |
| 4.250% Convertible Senior Notes Due 2028 Convertible | 4.25% | 2028 | $316.00M |
| Senior notes due 2029 | 9.75% | 2029 | – |
| Senior Notes Due 2031 | 6.75% | 2031 | $500.00M |
| Senior Notes Due 2031 | 6.75% | 2031 | – |
| Subordinated Note Due 2035 | 8.38% | 2035 | $400.00M |
| Subordinated Notes Due 2035 | 8.38% | 2035 | – |
| Series 2024 B Asset Backed Term Notes | – | – | $500.00M |
| Series 2024-A Asset-Backed Term Notes - Class A | 5.47% | – | $500.00M |
| Series 2024-A Asset-Backed Term Notes - Class B | – | – | $26.00M |
| Series 2024-A Asset-Backed Term Notes - Class M | – | – | $44.00M |
| Series 2024-A Public Term Asset-Backed Notes | – | – | $570.00M |
| Series 2024-B Asset-Backed Term Notes - Class A | 4.62% | – | $500.00M |
Companies tag their debt differently: some list every note, others group notes by issuance year or by type, so the list may not add up to total debt. Notes that matured before today are hidden. Source: 10-K.
Credit facilities
Revolving credit lines and other committed borrowing capacity
| Facility | Size |
|---|---|
| 2009-VFN Conduit Facility | $1.75B |
| 2023 Credit Agreement | $700.00M |