Arrow Financial Corp (AROW) stock
AROWNasdaqNational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 9/3013% above fair value
$38.62−0.06 (-0.16%)
Close on Nov 13, 2026Market cap $715.39MP/E 14.6Yield 2.95%
Arrow Financial profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Arrow Financial's profit margin for the twelve months ending Jun 30, 2024 was 23.4%. For fiscal 2023 it was 22.5%, against 32.7% the year before. The highest annual figure on record is 34.9% in fiscal 2021.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2023 | Dec 31, 2023 | 22.5% | −10.2 |
| FY2022 | Dec 31, 2022 | 32.7% | −2.2 |
| FY2021 | Dec 31, 2021 | 34.9% | +4.0 |
| FY2020 | Dec 31, 2020 | 31.0% | −1.2 |
| FY2019 | Dec 31, 2019 | 32.1% | +0.0 |
| FY2018 | Dec 31, 2018 | 32.1% | +4.3 |
| FY2017 | Dec 31, 2017 | 27.9% | +1.2 |
| FY2016 | Dec 31, 2016 | 26.7% | +0.5 |
| FY2015 | Dec 31, 2015 | 26.2% | +0.1 |
| FY2014 | Dec 31, 2014 | 26.1% | +0.3 |
| FY2013 | Dec 31, 2013 | 25.9% | −0.4 |
| FY2012 | Dec 31, 2012 | 26.2% | +0.1 |
| FY2011 | Dec 31, 2011 | 26.1% | −1.1 |
| FY2010 | Dec 31, 2010 | 27.2% | −0.0 |
| FY2009 | Dec 31, 2009 | 27.3% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q2 FY2024 | Jun 30, 2024 | 24.6% | +6.1 |
| Q1 FY2024 | Mar 31, 2024 | 22.3% | −2.3 |
| Q4 FY2023 | Dec 31, 2023 | 23.3% | −8.7 |
| Q3 FY2023 | Sep 30, 2023 | 23.2% | −8.2 |
| Q2 FY2023 | Jun 30, 2023 | 18.5% | −14.0 |
| Q1 FY2023 | Mar 31, 2023 | 24.6% | −10.3 |
| Q4 FY2022 | Dec 31, 2022 | 32.0% | +2.4 |
| Q3 FY2022 | Sep 30, 2022 | 31.4% | −4.3 |
| Q2 FY2022 | Jun 30, 2022 | 32.6% | −3.5 |
| Q1 FY2022 | Mar 31, 2022 | 34.9% | −3.3 |
| Q4 FY2021 | Dec 31, 2021 | 29.6% | −5.5 |
| Q3 FY2021 | Sep 30, 2021 | 35.8% | +2.9 |
| Q2 FY2021 | Jun 30, 2021 | 36.0% | +7.4 |
| Q1 FY2021 | Mar 31, 2021 | 38.2% | +11.7 |
| Q4 FY2020 | Dec 31, 2020 | 35.1% | +2.7 |
| Q3 FY2020 | Sep 30, 2020 | 32.9% | −0.7 |
| Q2 FY2020 | Jun 30, 2020 | 28.6% | −2.6 |
| Q1 FY2020 | Mar 31, 2020 | 26.5% | −4.7 |
| Q4 FY2019 | Dec 31, 2019 | 32.5% | +1.7 |
| Q3 FY2019 | Sep 30, 2019 | 33.6% | +0.9 |
| Q2 FY2019 | Jun 30, 2019 | 31.2% | −2.5 |
| Q1 FY2019 | Mar 31, 2019 | 31.2% | −0.1 |
| Q4 FY2018 | Dec 31, 2018 | 30.8% | +1.0 |
| Q3 FY2018 | Sep 30, 2018 | 32.7% | +5.0 |
| Q2 FY2018 | Jun 30, 2018 | 33.7% | +6.3 |
| Q1 FY2018 | Mar 31, 2018 | 31.3% | +4.9 |
| Q4 FY2017 | Dec 31, 2017 | 29.8% | +3.4 |
| Q3 FY2017 | Sep 30, 2017 | 27.7% | – |
| Q2 FY2017 | Jun 30, 2017 | 27.4% | – |
| Q1 FY2017 | Mar 31, 2017 | 26.4% | – |
| Q4 FY2016 | Dec 31, 2016 | 26.4% | – |
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