ARROW FINANCIAL CORP

Arrow Financial Corporation is a bank holding company that oversees Arrow Bank National Association along with non-bank entities encompassing insurance, investment advisory, and real estate investment trust operations. The company delivers commercial and consumer banking services, offering deposit accounts, residential and commercial real estate financing, commercial and industrial loans, and home equity lines of credit. Arrow also manages an indirect lending program that originates vehicle loans through car dealerships, alongside trust services that encompass estate administration, retirement planning, and employee benefit solutions. Its primary clients include individual consumers and small-to-mid-sized businesses.

The organization maintains its headquarters at 250 Glen Street in Glens Falls, New York. Its network encompasses thirty-eight bank branch locations and nine insurance offices, supported by 578 full-time equivalent employees. While standard retail banking operations focus primarily on upstate New York communities, its indirect auto lending operations span across New York and Vermont. Arrow does not operate foreign lending operations.

Summary of the business section of Arrow Financial's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“At December 31, 2025, Arrow had 578 full-time equivalent employees.”