AROWNasdaqNational Commercial BanksFiscal year ends December 31
ARROW FINANCIAL CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$36.84−0.01 (-0.03%)
Close on Oct 19, 2026
- Market cap
- $606.64M
- P/E (TTM)
- 11.9
- Dividend yield
- 3.09%
Arrow Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | Arrow Financial | Industry median |
|---|---|---|
| Market Cap | $682.41M | $679.86M |
| Enterprise Value | $805.82M | $408.94M |
| PE Ratio | 11.88 | 11.99 |
| PB Ratio | 1.53 | 1.18 |
| P/TBV Ratio | 1.62 | 1.41 |
| P/FCF Ratio | 15.28 | 10.89 |
| P/OCF Ratio | 13.13 | 10.01 |
Enterprise value
| Measure | Arrow Financial | Industry median |
|---|---|---|
| EV / FCF | 18.05 | 8.23 |
Income (trailing twelve months)
| Measure | Arrow Financial | Industry median |
|---|---|---|
| Net Income | $51.29M | $54.33M |
| EPS (Diluted) | $3.10 | $2.91 |
Returns
| Measure | Arrow Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 12.0% | 10.6% |
| Return on Assets (ROA) | 1.15% | 1.12% |
Growth
| Measure | Arrow Financial | Industry median |
|---|---|---|
| Net Income Growth (YoY) | 67.8% | 23.2% |
| EPS Growth (YoY) | 69.4% | 23.1% |
| FCF Growth (YoY) | 52.7% | 28.5% |
| EPS Growth (3Y CAGR) | -2.51% | 1.31% |
| EPS Growth (5Y CAGR) | 1.25% | 8.24% |
Balance sheet
| Measure | Arrow Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $186.79M | $205.54M |
| Total Debt | $310.19M | $177.19M |
| Net Cash (Debt) | -$123.40M | $164.40M |
| Net Cash Per Share | -$6.66 | $8.13 |
| Equity (Book Value) | $446.31M | $563.88M |
| Book Value Per Share | $24.09 | $28.47 |
| Tangible Book Value | $422.52M | $475.36M |
Financial position
| Measure | Arrow Financial | Industry median |
|---|---|---|
| Debt / Equity | 0.70 | 0.20 |
| Debt / FCF | 6.95 | 1.81 |
Cash flow (trailing twelve months)
| Measure | Arrow Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $51.97M | $61.52M |
| Capital Expenditures | -$7.32M | -$4.08M |
| Free Cash Flow | $44.65M | $52.15M |
| FCF Per Share | $2.41 | $3.05 |
Efficiency
| Measure | Arrow Financial | Industry median |
|---|---|---|
| Profits Per Employee | $88.73K | $107.28K |
| Employee Count | 578 | 489 |
Dividends and yields
| Measure | Arrow Financial | Industry median |
|---|---|---|
| Earnings Yield | 7.52% | 8.13% |
| FCF Yield | 6.54% | 8.91% |
| Dividend Yield | 3.09% | 2.48% |
| Buyback Yield | 0.30% | 1.55% |
| Shareholder Yield | 3.40% | 3.13% |
| Dividend Per Share | $1.14 | $0.93 |
| Dividend Growth (YoY) | 4.59% | 4.26% |
| Years of Dividend Growth | 4 | 2 |
Shares
| Measure | Arrow Financial | Industry median |
|---|---|---|
| Shares Outstanding | 18,523,700 | 18,839,100 |
| Shares Change (YoY) | -1.44% | 0.40% |
| Shares Change (QoQ) | 0.11% | 0.00% |
| Float | 17,917,700 | 17,061,900 |
| Shares Held by Insiders | 3.27% | 5.89% |
| Shares Held by Institutions | 57.7% | 61.9% |
Taxes
| Measure | Arrow Financial | Industry median |
|---|---|---|
| Income Tax | $13.32M | $14.50M |
Scores
| Measure | Arrow Financial | Industry median |
|---|---|---|
| Graham Number | $40.99 | $45.31 |
| Graham Upside | 11.3% | 21.9% |
| Altman Z-Score | 0.14 | 0.21 |
Calculated by StockData from Arrow Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.