ALLYNYSEState Commercial BanksFiscal year ends December 31
Ally Financial Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 23, 2026
$37.59−0.09 (-0.24%)
Close on Oct 19, 2026
- Market cap
- $11.69B
- P/E (TTM)
- 8.9
- Dividend yield
- 3.19%
Ally Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Ally Financial | Industry median |
|---|---|---|
| Market Cap | $11.43B | $679.86M |
| Enterprise Value | $26.56B | $418.07M |
| PE Ratio | 8.87 | 12.00 |
| PS Ratio | 1.32 | 3.62 |
| PB Ratio | 0.74 | 1.18 |
| P/TBV Ratio | 0.75 | 1.42 |
| P/OCF Ratio | 2.50 | 10.04 |
Enterprise value
| Measure | Ally Financial | Industry median |
|---|---|---|
| EV / Sales | 3.06 | 2.78 |
| EV / EBITDA | 8.05 | 7.19 |
Income (trailing twelve months)
| Measure | Ally Financial | Industry median |
|---|---|---|
| Revenue | $8.68B | $170.85M |
| Pretax Income | $1.84B | $70.12M |
| Net Income | $1.45B | $54.33M |
| EBITDA | $3.30B | $92.75M |
| EPS (Diluted) | $4.24 | $2.90 |
Margins
| Measure | Ally Financial | Industry median |
|---|---|---|
| Pretax Margin | 21.2% | 36.4% |
| Profit Margin | 16.8% | 29.1% |
| EBITDA Margin | 38.0% | 32.4% |
Returns
| Measure | Ally Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 9.68% | 10.5% |
| Return on Assets (ROA) | 0.75% | 1.12% |
Growth
| Measure | Ally Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 11.5% | 11.8% |
| Net Income Growth (YoY) | 235.8% | 23.1% |
| EPS Growth (YoY) | 311.6% | 22.7% |
| Revenue Growth (3Y CAGR) | -2.08% | 5.82% |
| Revenue Growth (5Y CAGR) | 3.43% | 6.17% |
| EPS Growth (3Y CAGR) | -22.2% | 1.26% |
| EPS Growth (5Y CAGR) | -3.82% | 8.24% |
Balance sheet
| Measure | Ally Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $7.84B | $205.54M |
| Total Debt | $22.97B | $177.19M |
| Net Cash (Debt) | -$15.13B | $164.40M |
| Net Cash Per Share | -$49.73 | $8.13 |
| Equity (Book Value) | $15.49B | $560.44M |
| Book Value Per Share | $50.92 | $28.47 |
| Tangible Book Value | $15.30B | $472.29M |
Financial position
| Measure | Ally Financial | Industry median |
|---|---|---|
| Debt / Equity | 1.48 | 0.20 |
| Debt / EBITDA | 6.96 | 3.95 |
| Net Debt / EBITDA | 4.59 | 2.15 |
Cash flow (trailing twelve months)
| Measure | Ally Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $4.57B | $61.20M |
Efficiency
| Measure | Ally Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $811.12K | $357.09K |
| Profits Per Employee | $135.89K | $107.23K |
| Employee Count | 10,700 | 528 |
Dividends and yields
| Measure | Ally Financial | Industry median |
|---|---|---|
| Earnings Yield | 12.7% | 8.07% |
| Dividend Yield | 3.19% | 2.48% |
| Buyback Yield | 2.79% | 1.52% |
| Shareholder Yield | 5.98% | 3.13% |
| Dividend Per Share | $1.20 | $0.93 |
| Dividend Growth (YoY) | 0.00% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 26.2% | 29.4% |
Shares
| Measure | Ally Financial | Industry median |
|---|---|---|
| Shares Outstanding | 304,200,000 | 18,910,300 |
| Shares Change (YoY) | 0.69% | 0.39% |
| Shares Change (QoQ) | -0.93% | 0.00% |
| Float | 301,639,000 | 16,895,350 |
| Shares Held by Insiders | 0.84% | 5.92% |
| Shares Held by Institutions | 95.9% | 61.9% |
Taxes
| Measure | Ally Financial | Industry median |
|---|---|---|
| Income Tax | $382.00M | $14.50M |
| Effective Tax Rate | 20.8% | 21.1% |
Scores
| Measure | Ally Financial | Industry median |
|---|---|---|
| Graham Number | $69.70 | $45.31 |
| Graham Upside | 85.4% | 21.6% |
| Altman Z-Score | 0.09 | 0.21 |
| Piotroski F-Score | 4 | 6 |
Calculated by StockData from Ally Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.