AIINYSEFire, Marine & Casualty InsuranceFiscal year ends December 31
American Integrity Insurance Group, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026
$27.98+0.48 (+1.75%)
Close on Oct 19, 2026
- Market cap
- $548.14M
- P/E (TTM)
- 6.2
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2023 to 2025
Net margin
36.0%
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +35.3% | – | – | – | |
| Net income | +150.7% | – | – | – | |
| EPS, diluted | +91.5% | – | – | – | |
| Free cash flow | -9.8% | – | – | – |
Returns and balance sheet
3 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2023 | FY2023 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | – | 39.9% | |
| Debt to equity | – | – | 0.00 | |
| Capex to revenue | – | – | 1.8% | |
| Diluted shares | – | – | 17M |
Cash use needs five years of cash flow figures
American Integrity Insurance does not report operating cash flow and capital expenditure for each of the last five fiscal years.
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin36.0%
×Asset turnover0.23×
×Equity multiplier4.86×
=Return on equity, FY202539.9%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 36.0% | 0.23× | 4.86× | 39.9% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
4of 5 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$99.62M
- Cash generatingOperating cash flow above zero$138.19M
- Return on assets improvedROA up on the prior year– → 8.3%
- Earnings backed by cashOperating cash flow above net income$138.19M vs $99.62M
- Less leverageLong-term debt to assets fell0.1% → 0.0%
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise13M → 17M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose– → 0.23