HIPONYSEFire, Marine & Casualty InsuranceFiscal year ends December 31
Hippo Holdings Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 30, 2026
$35.50+0.22 (+0.62%)
Close on Oct 19, 2026
- Market cap
- $942.60M
- P/E (TTM)
- 7.6
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2019 to 2025
Net margin
12.3%+286.5 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +25.9% | +57.6% | +55.5% | – | |
| Free cash flow | -80.7% | – | – | – |
Returns and balance sheet
7 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2019 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | – | 14.5% | |
| Return on assets | – | – | 3.3% | |
| Capex to revenue | – | 0.8% | 0.0% | |
| Diluted shares | – | 3M | 26M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Hippo generated $435.10M from operations and spent $67.60M on capital expenditure, dividends and share buybacks. 53% of that went back into the business.
Generated
$435.10M
Used
$67.60M
Capital expenditure$35.70M53%Dividends$00%Share buybacks$31.90M47%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin12.3%
×Asset turnover0.27×
×Equity multiplier4.32×
=Return on equity, FY202514.5%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 12.3% | 0.27× | 4.32× | 14.5% |
| FY2024 | -10.9% | 0.24× | 4.15× | -10.9% |
| FY2023 | -130.2% | 0.14× | 3.20× | -56.4% |
| FY2022 | -278.5% | 0.07× | 2.22× | -46.0% |
| FY2021 | -407.2% | 0.07× | 3.97× | -112.5% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
4of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$57.70M
- Cash generatingOperating cash flow above zero$9.20M
- Return on assets improvedROA up on the prior year-2.7% → 3.7%
- Earnings backed by cashOperating cash flow above net income$9.20M vs $57.70M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise25M → 26M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.24 → 0.30