S&T Bancorp vs Stock Yards Bancorp
STBA and SYBT side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How STBA and SYBT compare
Stock Yards Bancorp is the larger company, worth 1.4 times as much as S&T Bancorp ($2.5B against $1.8B).
On earnings, S&T Bancorp is cheaper: it trades at 13.0× trailing earnings, against 15.2× for Stock Yards Bancorp.
Stock Yards Bancorp grew revenue faster over the last twelve months (14.5% versus 7.5% for S&T Bancorp).
Stock Yards Bancorp keeps more of each dollar of sales as profit, with a net margin of 35.5% compared with 34.3% at S&T Bancorp.
Both pay dividends: S&T Bancorp yields 2.9% and Stock Yards Bancorp 1.6%.
Stock Yards Bancorp scores higher on the StockData Score (15 against 13 for S&T Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | STBA | SYBT |
|---|---|---|
| Size and price | ||
| Market cap | $1.8B | $2.5B |
| Share price | $51.16 | $79.14 |
| Change, 1 year | 30.9% | 17.6% |
| Change, 5 years | 61.3% | 22.9% |
| Beta (5Y) | 0.62 | 0.79 |
| Employees | 1,206 | 1,123 |
| StockData Score | ||
| Total score | 13 | 15 (better) |
| Valuation score | 1 | 1 |
| Growth score | 0 | 2 (better) |
| Performance score | 3 | 3 |
| Health score | 5 | 5 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 13.0× (better) | 15.2× |
| P/S | 4.3× (better) | 5.6× |
| P/B | 1.3× (better) | 1.9× |
| P/FCF | 10.7× (better) | 12.7× |
| PEG | 45.06 | 1.09 (better) |
| FCF yield | 9.4% (better) | 7.9% |
| Fair value | $45.74 | $71.15 |
| Margin of safety | −11.8% | −11.2% (better) |
| Growth | ||
| Revenue growth (TTM) | 7.5% | 14.5% (better) |
| Revenue growth, 5Y average | 3.5% | 76.2% (better) |
| Net income growth (TTM) | 8.2% | 15.9% (better) |
| EPS growth (TTM) | 13.5% (better) | 13.3% |
| EPS growth, 5Y average | 45.8% (better) | 12.9% |
| Profitability | ||
| Net margin | 34.3% | 35.5% (better) |
| FCF margin | 40.1% | 43.9% (better) |
| Return on equity | 10.0% | 13.6% (better) |
| Financial health | ||
| Altman Z-score | 0.34 (better) | 0.31 |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 2.9% (better) | 1.6% |
| Payout ratio | 37.0% | 24.9% |
| Years of dividend growth | 13 (better) | 3 |
| Dividend growth, 5Y average | 4.3% | – |
| Buyback yield | 7.4% (better) | 0.06% |
| Shareholder yield | 10.3% (better) | 1.7% |
| Ownership | ||
| Held by institutions | 74.3% | 65.0% |
| Held by insiders | 1.4% | 6.8% |
| Insider net buying, 12 months | −$887K | −$686K (better) |
| Short interest, % of float | 7.1% | 4.2% |
Go deeper
- STBA stock overview
- STBA income statement
- STBA valuation and score
- SYBT stock overview
- SYBT income statement
- SYBT valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.