1st Source vs S&T Bancorp
SRCE and STBA side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How SRCE and STBA compare
1st Source is the larger company, worth 1.2 times as much as S&T Bancorp ($2.1B against $1.8B).
On earnings, 1st Source is cheaper: it trades at 11.9× trailing earnings, against 12.9× for S&T Bancorp.
1st Source grew revenue faster over the last twelve months (9.9% versus 7.5% for S&T Bancorp).
Both pay dividends: 1st Source yields 2.0% and S&T Bancorp 3.6%.
S&T Bancorp scores higher on the StockData Score (13 against 10 for 1st Source), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | SRCE | STBA |
|---|---|---|
| Size and price | ||
| Market cap | $2.1B | $1.8B |
| Share price | $87.71 | $50.95 |
| Change, 1 year | 43.3% | 31.8% |
| Change, 5 years | 78.2% | 60.6% |
| Beta (5Y) | 0.59 | 0.62 |
| Employees | 1,190 | 1,206 |
| StockData Score | ||
| Total score | 10 | 13 (better) |
| Valuation score | 1 | 1 |
| Growth score | 0 | 0 |
| Performance score | 0 | 3 (better) |
| Health score | 6 (better) | 5 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 11.9× (better) | 12.9× |
| P/S | 4.6× | 4.3× (better) |
| P/B | 1.6× | 1.3× (better) |
| P/FCF | 9.2× (better) | 10.6× |
| PEG | 1.22 (better) | 44.87 |
| FCF yield | 10.9% (better) | 9.4% |
| Fair value | $77.42 | $45.78 |
| Margin of safety | −13.3% | −11.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 9.9% (better) | 7.5% |
| Revenue growth, 5Y average | 5.6% (better) | 3.5% |
| Net income growth (TTM) | – | 8.2% |
| EPS growth (TTM) | 21.9% (better) | 13.5% |
| EPS growth, 5Y average | 15.1% | 45.8% (better) |
| Profitability | ||
| Net margin | – | 34.3% |
| FCF margin | 49.7% (better) | 40.1% |
| Return on equity | – | 10.0% |
| Financial health | ||
| Debt / equity | 0.18 | – |
| Altman Z-score | 0.38 (better) | 0.34 |
| Piotroski F-score | – | 6 |
| Dividends and buybacks | ||
| Dividend yield | 2.0% | 3.6% (better) |
| Payout ratio | – | 37.0% |
| Years of dividend growth | 12 | 13 (better) |
| Dividend growth, 5Y average | 6.1% (better) | 4.3% |
| Buyback yield | 1.3% | 7.4% (better) |
| Shareholder yield | 3.3% | 11.0% (better) |
| Ownership | ||
| Held by institutions | 77.5% | 74.3% |
| Held by insiders | 32.6% | 1.4% |
| Insider net buying, 12 months | −$244K (better) | −$887K |
| Short interest, % of float | 3.9% | 7.1% |
Go deeper
- SRCE stock overview
- SRCE income statement
- SRCE valuation and score
- STBA stock overview
- STBA income statement
- STBA valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.