RVSBNasdaqSavings Institution, Federally CharteredFiscal year ends March 31
RIVERVIEW BANCORP INC
Financials through Q1 FY2027, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 14, 2026
$6.00+0.01 (+0.17%)
Close on Oct 19, 2026
- Market cap
- $122.24M
- P/E (TTM)
- –
- Dividend yield
- 1.33%
Margins
Share of revenue, fiscal years 2012 to 2026
Net margin
-10.1%−28.8 pts over 5 years
Growth rates
Compound annual growth to fiscal 2026
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | -14.9% | -12.3% | -5.1% | +1.1% | |
| Free cash flow | +102.5% | +9.3% | -11.4% | +0.5% | |
| Dividend per share | 0.0% | -30.7% | -16.7% | +2.1% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2017 | FY2021 | FY2026 | Trend |
|---|---|---|---|---|
| Return on equity | 6.7% | 7.0% | -2.8% | |
| Return on assets | 0.7% | 0.8% | -0.3% | |
| Capex to revenue | 1.4% | 6.3% | 1.8% | |
| Diluted shares | 23M | 22M | 21M |
Where the cash went
Fiscal 2022 to 2026, five years combined
Riverview Bancorp generated $63.10M from operations and spent $50.34M on capital expenditure, dividends and share buybacks. 34% of that went back into the business.
Generated
$63.10M
Used
$50.34M
Capital expenditure$17.33M34%Dividends$19.07M38%Share buybacks$13.94M28%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin-10.1%
×Asset turnover0.03×
×Equity multiplier9.74×
=Return on equity, FY2026-2.8%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2026 | -10.1% | 0.03× | 9.74× | -2.8% |
| FY2025 | 9.7% | 0.03× | 9.62× | 3.1% |
| FY2024 | 7.9% | 0.03× | 10.01× | 2.4% |
| FY2023 | 28.3% | 0.04× | 10.66× | 11.6% |
| FY2022 | 36.1% | 0.04× | 10.65× | 14.1% |
| FY2021 | 18.7% | 0.04× | 9.09× | 7.0% |
| FY2020 | 27.1% | 0.05× | 8.29× | 11.2% |
| FY2019 | 29.7% | 0.05× | 9.23× | 13.8% |
| FY2018 | 19.1% | 0.05× | 10.02× | 9.0% |
| FY2017 | 16.9% | 0.04× | 9.36× | 6.7% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2026 against fiscal 2025
3of 6 tests passed in fiscal 2026. Some tests lack the figures they need.
- ProfitableNet income above zero-$4.34M
- Cash generatingOperating cash flow above zero$12.04M
- Return on assets improvedROA up on the prior year0.3% → -0.3%
- Earnings backed by cashOperating cash flow above net income$12.04M vs -$4.34M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise21M → 21M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.03 → 0.03