Oak Valley Bancorp vs Plumas Bancorp
OVLY and PLBC side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How OVLY and PLBC compare
Plumas Bancorp is the larger company, worth 1.5 times as much as Oak Valley Bancorp ($437M against $291M).
On earnings, Plumas Bancorp is cheaper: it trades at 10.5× trailing earnings, against 12.5× for Oak Valley Bancorp.
Plumas Bancorp grew revenue faster over the last twelve months (389% versus 5.8% for Oak Valley Bancorp).
Plumas Bancorp keeps more of each dollar of sales as profit, with a net margin of 36.7% compared with 27.5% at Oak Valley Bancorp.
Both pay dividends: Oak Valley Bancorp yields 2.2% and Plumas Bancorp 2.1%.
Plumas Bancorp scores higher on the StockData Score (15 against 9 for Oak Valley Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | OVLY | PLBC |
|---|---|---|
| Size and price | ||
| Market cap | $291M | $437M |
| Share price | $34.62 | $62.74 |
| Change, 1 year | 21.5% | 50.9% |
| Change, 5 years | 98.3% | 76.7% |
| Beta (5Y) | 0.37 | 0.34 |
| Employees | 245 | 246 |
| StockData Score | ||
| Total score | 9 | 15 (better) |
| Valuation score | 1 (better) | 0 |
| Growth score | 0 | 3 (better) |
| Performance score | 3 | 5 (better) |
| Health score | 2 | 4 (better) |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 12.5× | 10.5× (better) |
| P/S | 3.5× (better) | 3.8× |
| P/B | 1.5× (better) | 1.7× |
| P/FCF | 10.7× | 10.5× (better) |
| PEG | 11.71 (better) | 20.24 |
| FCF yield | 9.3% | 9.5% (better) |
| Fair value | $29.37 | $52.27 |
| Margin of safety | −17.9% (better) | −20.0% |
| Growth | ||
| Revenue growth (TTM) | 5.8% | 389% (better) |
| Revenue growth, 5Y average | 10.4% | 111% (better) |
| Net income growth (TTM) | −1.6% | 59.4% (better) |
| EPS growth (TTM) | −2.5% | 39.8% (better) |
| EPS growth, 5Y average | 11.4% (better) | 10.4% |
| Profitability | ||
| Net margin | 27.5% | 36.7% (better) |
| FCF margin | 32.3% | 36.2% (better) |
| Return on equity | 11.9% | 16.6% (better) |
| Financial health | ||
| Debt / equity | – | 0.00 |
| Altman Z-score | 0.29 | 0.32 (better) |
| Piotroski F-score | 5 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 2.2% (better) | 2.1% |
| Payout ratio | 27.2% | 21.4% |
| Years of dividend growth | 5 (better) | 0 |
| Dividend growth, 5Y average | 33.8% (better) | −3.6% |
| Shareholder yield | 2.2% (better) | 2.1% |
| Ownership | ||
| Held by institutions | 35.0% | 49.7% |
| Held by insiders | 22.9% | 7.6% |
| Insider net buying, 12 months | $94.5K (better) | −$115K |
| Short interest, % of float | 0.99% | 5.3% |
Go deeper
- OVLY stock overview
- OVLY income statement
- OVLY valuation and score
- PLBC stock overview
- PLBC income statement
- PLBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.