PLBCNasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31
PLUMAS BANCORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$61.66−0.45 (-0.72%)
Close on Oct 19, 2026
- Market cap
- $435.20M
- P/E (TTM)
- 12.1
- Dividend yield
- 0.49%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
30.1%−593.0 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +19.2% | +12.2% | +111.5% | +12.9% | |
| Net income | +3.5% | +3.8% | +15.4% | +17.7% | |
| EPS, diluted | -5.4% | +0.5% | +10.4% | +14.7% | |
| Free cash flow | -32.0% | -27.8% | -2.5% | +16.0% | |
| Dividend per share | -72.2% | -22.3% | -3.6% | – |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 16.5% | 15.7% | 13.5% | |
| Return on assets | 1.2% | 1.5% | 1.5% | |
| Capex to revenue | 1.9% | 69.1% | 1.3% | |
| Diluted shares | 5M | 5M | 7M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Plumas Bancorp generated $155.74M from operations and spent $34.99M on capital expenditure, dividends and share buybacks. 23% of that went back into the business.
Generated
$155.74M
Used
$34.99M
Capital expenditure$8.22M23%Dividends$26.77M77%Share buybacks$00%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin30.1%
×Asset turnover0.05×
×Equity multiplier8.80×
=Return on equity, FY202513.5%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 30.1% | 0.05× | 8.80× | 13.5% |
| FY2024 | 34.7% | 0.05× | 9.94× | 17.6% |
| FY2023 | 37.0% | 0.05× | 12.13× | 22.4% |
| FY2022 | 38.0% | 0.04× | 12.78× | 20.9% |
| FY2021 | 37.8% | 0.04× | 11.64× | 17.9% |
| FY2020 | 623.1% | 0.00× | 10.70× | 15.7% |
| FY2019 | 575.6% | 0.00× | 11.16× | 20.5% |
| FY2018 | 543.2% | 0.00× | 12.80× | 22.8% |
| FY2017 | 331.9% | 0.00× | 13.53× | 15.8% |
| FY2016 | 23.6% | 0.05× | 13.89× | 16.5% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
4of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$29.62M
- Cash generatingOperating cash flow above zero$21.59M
- Return on assets improvedROA up on the prior year1.8% → 1.8%
- Earnings backed by cashOperating cash flow above net income$21.59M vs $29.62M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise6M → 7M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.05 → 0.06