OP Bancorp vs PCB Bancorp
OPBK and PCB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How OPBK and PCB compare
PCB Bancorp is the larger company, worth 1.8 times as much as OP Bancorp ($411M against $225M).
On earnings, OP Bancorp is cheaper: it trades at 7.8× trailing earnings, against 10.1× for PCB Bancorp.
PCB Bancorp grew revenue faster over the last twelve months (7.2% versus −44.1% for OP Bancorp).
PCB Bancorp keeps more of each dollar of sales as profit, with a net margin of 1352% compared with 1337% at OP Bancorp.
Both pay dividends: OP Bancorp yields 3.4% and PCB Bancorp 2.9%.
OP Bancorp scores higher on the StockData Score (19 against 17 for PCB Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | OPBK | PCB |
|---|---|---|
| Size and price | ||
| Market cap | $225M | $411M |
| Share price | $15.08 | $29.25 |
| Change, 1 year | 12.5% | 38.0% |
| Change, 5 years | 20.2% | 27.1% |
| Beta (5Y) | 0.65 | 0.57 |
| Employees | 249 | 262 |
| StockData Score | ||
| Total score | 19 (better) | 17 |
| Valuation score | 3 | 3 |
| Growth score | 2 (better) | 1 |
| Performance score | 5 (better) | 4 |
| Health score | 5 | 5 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 7.8× (better) | 10.1× |
| P/S | 104× (better) | 133× |
| P/B | 0.9× (better) | 1.0× |
| P/FCF | 8.3× (better) | 10.1× |
| PEG | – | 2.69 |
| FCF yield | 12.0% (better) | 9.9% |
| Fair value | $18.44 | $30.17 |
| Margin of safety | 18.2% (better) | 3.0% |
| Growth | ||
| Revenue growth (TTM) | −44.1% | 7.2% (better) |
| Revenue growth, 5Y average | 17.5% (better) | 5.4% |
| Net income growth (TTM) | 29.8% | 32.1% (better) |
| EPS growth (TTM) | 30.4% | 36.2% (better) |
| EPS growth, 5Y average | 15.1% | 19.9% (better) |
| Profitability | ||
| Net margin | 1337% | 1352% (better) |
| FCF margin | 1247% | 1321% (better) |
| Return on equity | 12.8% (better) | 10.8% |
| Financial health | ||
| Altman Z-score | 0.14 | 0.16 (better) |
| Piotroski F-score | 4 | 5 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.4% (better) | 2.9% |
| Payout ratio | 25.7% | 28.7% |
| Years of dividend growth | 0 | 7 (better) |
| Dividend growth, 5Y average | 11.4% | 14.9% (better) |
| Buyback yield | – | 2.0% |
| Shareholder yield | 3.4% | 4.9% (better) |
| Ownership | ||
| Held by institutions | 74.7% | 42.2% |
| Held by insiders | 20.7% | 18.9% |
| Insider net buying, 12 months | −$322K | $418K (better) |
| Short interest, % of float | 1.2% | 2.2% |
Go deeper
- OPBK stock overview
- OPBK income statement
- OPBK valuation and score
- PCB stock overview
- PCB income statement
- PCB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.