Origin Bancorp vs S&T Bancorp
OBK and STBA side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How OBK and STBA compare
Origin Bancorp and S&T Bancorp are about the same size, with market caps of $1.6B and $1.8B.
On earnings, S&T Bancorp is cheaper: it trades at 13.4× trailing earnings, against 16.3× for Origin Bancorp.
Origin Bancorp grew revenue faster over the last twelve months (22.7% versus 8.1% for S&T Bancorp).
S&T Bancorp keeps more of each dollar of sales as profit, with a net margin of 33.8% compared with 23.5% at Origin Bancorp.
Both pay dividends: Origin Bancorp yields 1.5% and S&T Bancorp 2.9%.
Origin Bancorp scores higher on the StockData Score (13 against 12 for S&T Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | OBK | STBA |
|---|---|---|
| Size and price | ||
| Market cap | $1.6B | $1.8B |
| Share price | $52.17 | $50.55 |
| Change, 1 year | 49.9% | 40.6% |
| Change, 5 years | 11.8% | 57.5% |
| Beta (5Y) | 0.74 | 0.62 |
| Employees | 988 | 1,206 |
| StockData Score | ||
| Total score | 13 (better) | 12 |
| Valuation score | 1 (better) | 0 |
| Growth score | 2 (better) | 0 |
| Performance score | 1 | 3 (better) |
| Health score | 5 | 5 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 16.3× | 13.4× (better) |
| P/S | 3.8× (better) | 4.3× |
| P/B | 1.3× (better) | 1.3× |
| P/FCF | 9.2× (better) | 12.5× |
| PEG | – | 46.65 |
| FCF yield | 10.9% (better) | 8.0% |
| Fair value | $42.83 | $44.70 |
| Margin of safety | −21.8% | −13.1% (better) |
| Growth | ||
| Revenue growth (TTM) | 22.7% (better) | 8.1% |
| Revenue growth, 5Y average | 8.8% (better) | 3.5% |
| Net income growth (TTM) | 42.5% (better) | 7.4% |
| EPS growth (TTM) | 42.9% (better) | 10.3% |
| EPS growth, 5Y average | 9.1% | 45.8% (better) |
| Profitability | ||
| Net margin | 23.5% | 33.8% (better) |
| FCF margin | 41.3% (better) | 34.4% |
| Return on equity | 8.0% | 9.9% (better) |
| Financial health | ||
| Altman Z-score | 0.24 | 0.33 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.5% | 2.9% (better) |
| Payout ratio | 22.0% | 38.0% |
| Years of dividend growth | 0 | 13 (better) |
| Dividend growth, 5Y average | 9.7% (better) | 4.3% |
| Buyback yield | 1.8% | – |
| Shareholder yield | 3.3% (better) | 2.9% |
| Ownership | ||
| Held by institutions | 67.8% | 74.3% |
| Held by insiders | 5.6% | 1.4% |
| Insider net buying, 12 months | $407K (better) | −$887K |
| Short interest, % of float | 2.5% | 6.9% |
Go deeper
- OBK stock overview
- OBK income statement
- OBK valuation and score
- STBA stock overview
- STBA income statement
- STBA valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.