NBT Bancorp vs Valley National Bancorp
NBTB and VLY side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How NBTB and VLY compare
Valley National Bancorp is the larger company, worth 2.9 times as much as NBT Bancorp ($8.0B against $2.8B).
On earnings, Valley National Bancorp is cheaper: it trades at 11.4× trailing earnings, against 12.8× for NBT Bancorp.
NBT Bancorp grew revenue faster over the last twelve months (13.8% versus 13.7% for Valley National Bancorp).
Valley National Bancorp keeps more of each dollar of sales as profit, with a net margin of 33.1% compared with 29.0% at NBT Bancorp.
Both pay dividends: NBT Bancorp yields 2.9% and Valley National Bancorp 3.1%.
Valley National Bancorp scores higher on the StockData Score (21 against 12 for NBT Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | NBTB | VLY |
|---|---|---|
| Size and price | ||
| Market cap | $2.8B | $8.0B |
| Share price | $52.95 | $14.40 |
| Change, 1 year | 27.6% | 30.7% |
| Change, 5 years | 42.8% | 0.49% |
| Beta (5Y) | 0.56 | 0.96 |
| Employees | 2,303 | 3,155 |
| StockData Score | ||
| Total score | 12 | 21 (better) |
| Valuation score | 1 | 5 (better) |
| Growth score | 2 | 2 |
| Performance score | 2 | 4 (better) |
| Health score | 3 | 6 (better) |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 12.8× | 11.4× (better) |
| P/S | 3.7× | 3.6× (better) |
| P/B | 1.4× | 1.0× (better) |
| P/FCF | 11.2× | 8.5× (better) |
| FCF yield | 8.9% | 11.7% (better) |
| Fair value | $50.31 | $14.91 |
| Margin of safety | −5.2% | 3.4% (better) |
| Growth | ||
| Revenue growth (TTM) | 13.8% (better) | 13.7% |
| Revenue growth, 5Y average | 5.4% | 9.2% (better) |
| Net income growth (TTM) | 45.4% (better) | 42.1% |
| EPS growth (TTM) | 38.8% | 43.2% (better) |
| EPS growth, 5Y average | 7.0% (better) | 1.7% |
| Profitability | ||
| Net margin | 29.0% | 33.1% (better) |
| FCF margin | 32.7% | 42.0% (better) |
| Return on equity | 11.5% (better) | 9.4% |
| Financial health | ||
| Debt / equity | 0.21 | 0.01 (better) |
| Altman Z-score | 0.27 (better) | 0.16 |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.9% | 3.1% (better) |
| Payout ratio | 36.1% | 33.5% |
| Years of dividend growth | 8 (better) | 0 |
| Dividend growth, 5Y average | 5.6% (better) | 0.00% |
| Buyback yield | 0.92% | 1.9% (better) |
| Shareholder yield | 3.8% | 4.9% (better) |
| Ownership | ||
| Held by institutions | 67.7% | 77.1% |
| Held by insiders | 2.8% | 14.6% |
| Insider net buying, 12 months | −$467K (better) | −$1.6M |
| Short interest, % of float | 5.3% | – |
Go deeper
- NBTB stock overview
- NBTB income statement
- NBTB valuation and score
- VLY stock overview
- VLY income statement
- VLY valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.