Mid Penn Bancorp vs S&T Bancorp
MPB and STBA side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How MPB and STBA compare
S&T Bancorp is the larger company, worth 2.0 times as much as Mid Penn Bancorp ($1.8B against $885M).
On earnings, Mid Penn Bancorp is cheaper: it trades at 12.1× trailing earnings, against 12.9× for S&T Bancorp.
Mid Penn Bancorp grew revenue faster over the last twelve months (31.3% versus 7.5% for S&T Bancorp).
S&T Bancorp keeps more of each dollar of sales as profit, with a net margin of 34.3% compared with 25.8% at Mid Penn Bancorp.
Both pay dividends: Mid Penn Bancorp yields 2.7% and S&T Bancorp 3.6%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | MPB | STBA |
|---|---|---|
| Size and price | ||
| Market cap | $885M | $1.8B |
| Share price | $34.94 | $50.95 |
| Change, 1 year | 19.7% | 31.8% |
| Change, 5 years | 18.2% | 60.6% |
| Beta (5Y) | 0.55 | 0.62 |
| Employees | 16 | 1,206 |
| StockData Score | ||
| Total score | 13 | 13 |
| Valuation score | 2 (better) | 1 |
| Growth score | 2 (better) | 0 |
| Performance score | 2 | 3 (better) |
| Health score | 4 | 5 (better) |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 12.1× (better) | 12.9× |
| P/S | 3.2× (better) | 4.3× |
| P/B | 1.0× (better) | 1.3× |
| P/FCF | 13.9× | 10.6× (better) |
| PEG | – | 44.87 |
| FCF yield | 7.2% | 9.4% (better) |
| Fair value | $34.58 | $45.78 |
| Margin of safety | −1.0% (better) | −11.3% |
| Growth | ||
| Revenue growth (TTM) | 31.3% (better) | 7.5% |
| Revenue growth, 5Y average | 16.3% (better) | 3.5% |
| Net income growth (TTM) | 42.8% (better) | 8.2% |
| EPS growth (TTM) | 18.0% (better) | 13.5% |
| EPS growth, 5Y average | −3.8% | 45.8% (better) |
| Profitability | ||
| Net margin | 25.8% | 34.3% (better) |
| FCF margin | 23.0% | 40.1% (better) |
| Return on equity | 8.4% | 10.0% (better) |
| Financial health | ||
| Debt / equity | 0.08 | – |
| Altman Z-score | 0.17 | 0.34 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 2.7% | 3.6% (better) |
| Payout ratio | 31.9% | 37.0% |
| Years of dividend growth | 1 | 13 (better) |
| Dividend growth, 5Y average | 0.48% | 4.3% (better) |
| Buyback yield | – | 7.4% |
| Shareholder yield | 2.7% | 11.0% (better) |
| Ownership | ||
| Held by institutions | 53.4% | 74.3% |
| Held by insiders | 25.6% | 1.4% |
| Insider net buying, 12 months | $332K (better) | −$887K |
| Short interest, % of float | 3.5% | 7.1% |
Go deeper
- MPB stock overview
- MPB income statement
- MPB valuation and score
- STBA stock overview
- STBA income statement
- STBA valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.