LexinFintech vs Yiren Digital
LX and YRD side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How LX and YRD compare
Yiren Digital grew revenue faster over the last twelve months (−1.5% versus −7.4% for LexinFintech).
Yiren Digital scores higher on the StockData Score (5 against 4 for LexinFintech), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | LX | YRD |
|---|---|---|
| Size and price | ||
| Share price | $0.592 | $0.316 |
| Change, 1 year | −86.0% | −94.2% |
| Change, 5 years | −88.5% | −90.7% |
| Beta (5Y) | 1.47 | 1.07 |
| Employees | 4,667 | 108 |
| StockData Score | ||
| Total score | 4 | 5 (better) |
| Valuation score | 0 | 0 |
| Growth score | 2 (better) | 1 |
| Performance score | 0 | 2 (better) |
| Health score | 2 | 2 |
| Dividend score | 0 | 0 |
| Growth | ||
| Revenue growth (TTM) | −7.4% | −1.5% (better) |
| Revenue growth, 5Y average | 2.5% | 7.6% (better) |
| Net income growth (TTM) | – | −96.6% |
| EPS growth (TTM) | 45.7% (better) | −96.6% |
| EPS growth, 5Y average | 24.8% | – |
| Profitability | ||
| Gross margin | 34.0% | – |
| Operating margin | – | −104% |
| Net margin | – | 0.95% |
| FCF margin | 24.8% (better) | 11.9% |
| Return on equity | – | 0.58% |
| Return on invested capital | – | −80.7% |
| Financial health | ||
| Debt / equity | – | 0.00 |
| Net debt / EBITDA | −0.51 | – |
| Current ratio | 1.89 | – |
| Piotroski F-score | – | 5 |
| Dividends and buybacks | ||
| Payout ratio | – | 501% |
| Ownership | ||
| Held by institutions | 5.9% | 1.2% |
| Held by insiders | 16.1% | 83.6% |
Go deeper
- LX stock overview
- LX income statement
- LX valuation and score
- YRD stock overview
- YRD income statement
- YRD valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.