YRDNYSEFinance ServicesFiscal year ends December 31

Yiren Digital Ltd.

Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 29, 2026

$0.74−0.01 (-1.84%)

Close on Oct 19, 2026

Yiren Digital Ltd. income statement

AnnualQuarterlyTTM

CNY USD

Millions of CNY, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31
Revenue	5,719	5,806	4,896	3,435	4,478	3,962	8,617	11,244	11,535	3,238	1,314	197	–
Research & Development	407	412	149	152	208	–	–	–	–	–	–	–	–
Selling, General & Admin	1,482	1,471	888	846	1,852	2,536	5,199	7,995	10,329	1,892	817	202	–
Selling & Marketing	1,160	1,196	657	574	1,553	1,905	4,457	6,658	9,005	1,571	680	138	–
General & Administrative	322	275	231	272	298	631	741	1,336	1,324	321	137	65	–
Total Costs & Expenses	–	4,159	2,301	1,963	3,191	4,668	7,489	10,468	11,615	2,153	903	224	–
Operating Income	-5,941	-4,159	-2,301	1,619	–	–	–	–	–	–	–	–	–
Interest Expense	–	0	39	109	31	–	–	–	–	–	–	–	–
Interest & Investment Income	79	79	62	–	–	–	–	–	–	–	–	–	–
Income from Equity Investments	-4.56	-0.44	0	0	–	–	-2.18	-9.30	5.06	–	–	–	–
Other Non-Operating Income	184	215	51	24	-84	-68	269	1,007	268	0.58	–	–	–
Asset Impairment Charges	–	–	–	0	0	0	–	–	–	–	–	–	–
Gain (Loss) on Sale of Assets	0.01	0.01	0.13	-5.10	-2.61	-7.38	-4.27	36	-3.30	-0.03	–	–	–
Pretax Income	-38	1,862	2,645	1,495	1,203	-773	1,397	1,783	188	1,102	404	-28	–
Income Tax Expense	-97	279	565	301	170	-81	239	194	381	-14	129	0.03	–
Income from Continuing Operations	-38	1,862	2,645	1,495	–	–	–	–	–	–	–	–	–
Net Income	55	1,582	2,080	1,195	1,033	-693	1,156	1,580	-188	1,116	275	-28	–
EPS (Basic)(per share)	0.31	9.13	11.77	6.84	6.11	-3.84	6.24	8.58	-1.03	6.29	1.82	-0.18	–
EPS (Diluted)(per share)	0.31	9.06	11.64	6.81	6.06	-3.84	6.20	8.48	-1.03	6.26	1.82	-0.18	–
Shares Outstanding (Basic, Weighted)(shares)	174	173	177	175	169	180	185	184	182	177	151	150	150
Shares Outstanding (Diluted, Weighted)(shares)	175	175	179	175	171	180	187	186	182	178	151	150	150
EBITDA	-5,928	-4,150	-2,294	1,646	–	–	–	–	–	–	–	–	–
Net Interest Income	–	105	81	-26	-73	62	73	–	–	–	–	–	–
Provision for Credit Losses	266	100	261	167	370	372	1,625	993	–	–	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Dec 31, 2025

Profitability, FY2025

Gross margin: –
Operating margin: -103.9%
Net margin: 1.0%
Return on equity, FY2025: 0.6%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: –
Price to sales: –
Price to book: –
Dividend yield: –

Valuation ratios need the share price and fill in once daily prices are connected.