StockData

LexinFintech vs X Financial

LX and XYF side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.

lxLexinFintech$0.62−85.0% in 1 yearxyfX Financial$5.52−54.0% in 1 year

How LX and XYF compare

X Financial grew revenue faster over the last twelve months (30.1% versus −7.4% for LexinFintech).

X Financial scores higher on the StockData Score (11 against 4 for LexinFintech), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.

Key numbers

A dot marks the better figure where higher or lower is clearly better.

MetricLXXYF
Size and price
Share price$0.623$5.52
Change, 1 year−85.0%−54.0%
Change, 5 years−87.9%21.1%
Beta (5Y)1.490.67
Employees4,667643
StockData Score
Total score411 (better)
Valuation score00
Growth score24 (better)
Performance score04 (better)
Health score23 (better)
Dividend score00
Growth
Revenue growth (TTM)−7.4%30.1% (better)
Revenue growth, 5Y average2.5%28.4% (better)
Net income growth (TTM)–−4.9%
EPS growth (TTM)45.7% (better)11.8%
EPS growth, 5Y average24.8%–
Profitability
Gross margin34.0%73.6% (better)
Operating margin–21.3%
Net margin–19.2%
FCF margin24.8% (better)18.9%
Return on equity–19.8%
Return on invested capital–20.0%
Financial health
Debt / equity–0.05
Net debt / EBITDA−0.51−0.35
Current ratio1.89–
Piotroski F-score–6
Dividends and buybacks
Payout ratio–10.6%
Ownership
Held by institutions5.9%0.18%
Held by insiders16.1%29.8%
Insider net buying, 12 months–−$942K

Go deeper

For information only, not investment advice. Check the source filings before relying on any figure.