FVCBankcorp vs OP Bancorp
FVCB and OPBK side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FVCB and OPBK compare
FVCBankcorp is the larger company, worth 1.4 times as much as OP Bancorp ($304M against $225M).
FVCBankcorp grew revenue faster over the last twelve months (28.7% versus −44.1% for OP Bancorp).
OP Bancorp keeps more of each dollar of sales as profit, with a net margin of 1337% compared with 1283% at FVCBankcorp.
Both pay dividends: FVCBankcorp yields 1.6% and OP Bancorp 3.4%.
OP Bancorp scores higher on the StockData Score (19 against 15 for FVCBankcorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FVCB | OPBK |
|---|---|---|
| Size and price | ||
| Market cap | $304M | $225M |
| Share price | $16.87 | $15.08 |
| Change, 1 year | 40.8% | 12.5% |
| Change, 5 years | 3.1% | 20.2% |
| Beta (5Y) | 0.54 | 0.65 |
| Employees | 119 | 249 |
| StockData Score | ||
| Total score | 15 | 19 (better) |
| Valuation score | 1 | 3 (better) |
| Growth score | 2 | 2 |
| Performance score | 4 | 5 (better) |
| Health score | 5 | 5 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | – | 7.8× |
| P/S | 151× | 104× (better) |
| P/B | 1.1× | 0.9× (better) |
| P/FCF | 9.6× | 8.3× (better) |
| FCF yield | 10.4% | 12.0% (better) |
| Fair value | – | $18.44 |
| Margin of safety | – | 18.2% |
| Growth | ||
| Revenue growth (TTM) | 28.7% (better) | −44.1% |
| Revenue growth, 5Y average | −49.7% | 17.5% (better) |
| Net income growth (TTM) | 26.6% | 29.8% (better) |
| EPS growth (TTM) | – | 30.4% |
| EPS growth, 5Y average | 6.6% | 15.1% (better) |
| Profitability | ||
| Net margin | 1283% | 1337% (better) |
| FCF margin | 1572% (better) | 1247% |
| Return on equity | 10.1% | 12.8% (better) |
| Financial health | ||
| Altman Z-score | 0.18 (better) | 0.14 |
| Piotroski F-score | 7 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 1.6% | 3.4% (better) |
| Payout ratio | 17.5% | 25.7% |
| Years of dividend growth | – | 0 |
| Dividend growth, 5Y average | – | 11.4% |
| Buyback yield | −0.49% | – |
| Shareholder yield | 1.1% | 3.4% (better) |
| Ownership | ||
| Held by institutions | 52.5% | 74.7% |
| Held by insiders | 11.3% | 20.7% |
| Insider net buying, 12 months | −$1.4M | −$322K (better) |
| Short interest, % of float | 2.3% | 1.2% |
Go deeper
- FVCB stock overview
- FVCB income statement
- FVCB valuation and score
- OPBK stock overview
- OPBK income statement
- OPBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.