First United vs Simmons First National
FUNC and SFNC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FUNC and SFNC compare
Simmons First National is the larger company, worth 11 times as much as First United ($3.4B against $299M).
On earnings, First United is cheaper: it trades at 12.0× trailing earnings, against 13.1× for Simmons First National.
First United keeps more of each dollar of sales as profit, with a net margin of 26.8% compared with 26.3% at Simmons First National.
Both pay dividends: First United yields 2.3% and Simmons First National 3.6%.
First United scores higher on the StockData Score (13 against 12 for Simmons First National), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FUNC | SFNC |
|---|---|---|
| Size and price | ||
| Market cap | $299M | $3.4B |
| Share price | $46.26 | $23.53 |
| Change, 1 year | 29.4% | 30.0% |
| Change, 5 years | 134% | −21.2% |
| Beta (5Y) | 0.68 | 0.78 |
| Employees | 343 | 2,917 |
| StockData Score | ||
| Total score | 13 (better) | 12 |
| Valuation score | 2 | 2 |
| Growth score | 1 (better) | 0 |
| Performance score | 3 (better) | 2 |
| Health score | 3 | 4 (better) |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 12.0× (better) | 13.1× |
| P/S | 3.2× (better) | 3.4× |
| P/B | 1.4× | 1.0× (better) |
| P/FCF | 11.5× | 10.5× (better) |
| PEG | 134.96 | – |
| FCF yield | 8.7% | 9.5% (better) |
| Fair value | $39.63 | $22.96 |
| Margin of safety | −16.7% | −2.5% (better) |
| Growth | ||
| Revenue growth (TTM) | 11.4% | – |
| Revenue growth, 5Y average | 5.7% (better) | −34.8% |
| Net income growth (TTM) | 5.5% | – |
| EPS growth (TTM) | 6.0% | – |
| EPS growth, 5Y average | 13.9% | – |
| Profitability | ||
| Net margin | 26.8% (better) | 26.3% |
| FCF margin | 27.9% | 32.7% (better) |
| Return on equity | 12.4% (better) | 7.8% |
| Financial health | ||
| Debt / equity | 0.33 | 0.09 (better) |
| Altman Z-score | 0.29 (better) | 0.20 |
| Piotroski F-score | 6 (better) | 3 |
| Dividends and buybacks | ||
| Dividend yield | 2.3% | 3.6% (better) |
| Payout ratio | 25.9% | 47.7% |
| Years of dividend growth | 7 | 12 (better) |
| Dividend growth, 5Y average | 13.0% (better) | 4.6% |
| Buyback yield | −0.12% | – |
| Shareholder yield | 2.2% | 3.6% (better) |
| Ownership | ||
| Held by institutions | 49.5% | 81.8% |
| Held by insiders | 4.6% | 1.5% |
| Insider net buying, 12 months | −$503K | $0 (better) |
| Short interest, % of float | 1.2% | 5.8% |
Go deeper
- FUNC stock overview
- FUNC income statement
- FUNC valuation and score
- SFNC stock overview
- SFNC income statement
- SFNC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.