Finward Bancorp vs Riverview Bancorp
FNWD and RVSB side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FNWD and RVSB compare
Finward Bancorp is the larger company, worth 1.6 times as much as Riverview Bancorp ($188M against $120M).
Finward Bancorp grew revenue faster over the last twelve months (8.8% versus −13.3% for Riverview Bancorp).
Finward Bancorp keeps more of each dollar of sales as profit, with a net margin of 14.2% compared with −8.6% at Riverview Bancorp.
Both pay dividends: Finward Bancorp yields 1.1% and Riverview Bancorp 1.3%.
Riverview Bancorp scores higher on the StockData Score (8 against 6 for Finward Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FNWD | RVSB |
|---|---|---|
| Size and price | ||
| Market cap | $188M | $120M |
| Share price | $43.31 | $6.01 |
| Change, 1 year | 28.2% | 17.2% |
| Change, 5 years | −5.4% | −22.3% |
| Beta (5Y) | 0.13 | 0.31 |
| Employees | 318 | 243 |
| StockData Score | ||
| Total score | 6 | 8 (better) |
| Valuation score | 1 | 2 (better) |
| Growth score | 1 (better) | 0 |
| Performance score | 0 | 0 |
| Health score | 1 | 4 (better) |
| Dividend score | 3 (better) | 2 |
| Valuation | ||
| P/E | 19.1× | – |
| P/S | 2.7× | 2.7× (better) |
| P/B | 1.1× | 0.8× (better) |
| P/FCF | 11.3× | 8.6× (better) |
| FCF yield | 8.8% | 11.6% (better) |
| Fair value | $33.66 | – |
| Margin of safety | −28.7% | – |
| Growth | ||
| Revenue growth (TTM) | 8.8% (better) | −13.3% |
| Revenue growth, 5Y average | 0.62% (better) | −5.1% |
| Net income growth (TTM) | 84.8% (better) | −175% |
| EPS growth (TTM) | 83.1% (better) | −179% |
| EPS growth, 5Y average | −16.4% | – |
| Profitability | ||
| Net margin | 14.2% (better) | −8.6% |
| FCF margin | 24.0% | 31.0% (better) |
| Return on equity | 5.9% (better) | −2.5% |
| Financial health | ||
| Altman Z-score | 0.20 (better) | 0.19 |
| Piotroski F-score | 4 | 4 |
| Dividends and buybacks | ||
| Dividend yield | 1.1% | 1.3% (better) |
| Payout ratio | 21.2% | – |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | −21.9% | −16.7% (better) |
| Shareholder yield | 1.1% | 1.3% (better) |
| Ownership | ||
| Held by institutions | 46.8% | 65.6% |
| Held by insiders | 13.1% | 23.0% |
| Insider net buying, 12 months | $14.6K | $75.3K (better) |
| Short interest, % of float | 3.0% | 1.6% |
Go deeper
- FNWD stock overview
- FNWD income statement
- FNWD valuation and score
- RVSB stock overview
- RVSB income statement
- RVSB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.