First Northern Community Bancorp vs Plumas Bancorp
FNRN and PLBC side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FNRN and PLBC compare
Plumas Bancorp is the larger company, worth 1.6 times as much as First Northern Community Bancorp ($437M against $277M).
On earnings, Plumas Bancorp is cheaper: it trades at 10.5× trailing earnings, against 12.2× for First Northern Community Bancorp.
Plumas Bancorp grew revenue faster over the last twelve months (389% versus 7.6% for First Northern Community Bancorp).
Plumas Bancorp keeps more of each dollar of sales as profit, with a net margin of 36.7% compared with 29.3% at First Northern Community Bancorp.
Plumas Bancorp pays a dividend yielding 2.1%; First Northern Community Bancorp does not pay one.
Plumas Bancorp scores higher on the StockData Score (15 against 11 for First Northern Community Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FNRN | PLBC |
|---|---|---|
| Size and price | ||
| Market cap | $277M | $437M |
| Share price | $16.90 | $62.74 |
| Change, 1 year | 35.8% | 50.9% |
| Change, 5 years | 64.1% | 76.7% |
| Beta (5Y) | −0.03 | 0.34 |
| Employees | 201 | 246 |
| StockData Score | ||
| Total score | 11 | 15 (better) |
| Valuation score | 2 (better) | 0 |
| Growth score | 0 | 3 (better) |
| Performance score | 5 | 5 |
| Health score | 4 | 4 |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/E | 12.2× | 10.5× (better) |
| P/S | 3.6× (better) | 3.8× |
| P/B | 1.3× (better) | 1.7× |
| P/FCF | 15.7× | 10.5× (better) |
| PEG | 1.77 (better) | 20.24 |
| FCF yield | 6.4% | 9.5% (better) |
| Fair value | $14.00 | $52.27 |
| Margin of safety | −20.7% | −20.0% (better) |
| Growth | ||
| Revenue growth (TTM) | 7.6% | 389% (better) |
| Revenue growth, 5Y average | 5.9% | 111% (better) |
| Net income growth (TTM) | 8.7% | 59.4% (better) |
| EPS growth (TTM) | 13.9% | 39.8% (better) |
| EPS growth, 5Y average | 8.4% | 10.4% (better) |
| Profitability | ||
| Net margin | 29.3% | 36.7% (better) |
| FCF margin | 22.7% | 36.2% (better) |
| Return on equity | 11.1% | 16.6% (better) |
| Financial health | ||
| Debt / equity | – | 0.00 |
| Altman Z-score | 0.21 | 0.32 (better) |
| Piotroski F-score | 6 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | – | 2.1% |
| Payout ratio | – | 21.4% |
| Years of dividend growth | – | 0 |
| Dividend growth, 5Y average | – | −3.6% |
| Buyback yield | 1.7% | – |
| Shareholder yield | 1.7% | 2.1% (better) |
| Ownership | ||
| Held by institutions | 32.0% | 49.7% |
| Held by insiders | 9.6% | 7.6% |
| Insider net buying, 12 months | −$503K | −$115K (better) |
| Short interest, % of float | 2.4% | 5.3% |
Go deeper
- FNRN stock overview
- FNRN income statement
- FNRN valuation and score
- PLBC stock overview
- PLBC income statement
- PLBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.