First Community Bankshares vs MVB Financial
FCBC and MVBF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FCBC and MVBF compare
First Community Bankshares is the larger company, worth 2.6 times as much as MVB Financial ($856M against $331M).
On earnings, First Community Bankshares is cheaper: it trades at 13.7× trailing earnings, against 15.3× for MVB Financial.
First Community Bankshares grew revenue faster over the last twelve months (17.5% versus −4.3% for MVB Financial).
Both pay dividends: First Community Bankshares yields 2.8% and MVB Financial 2.7%.
First Community Bankshares scores higher on the StockData Score (12 against 5 for MVB Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FCBC | MVBF |
|---|---|---|
| Size and price | ||
| Market cap | $856M | $331M |
| Share price | $45.29 | $25.49 |
| Change, 1 year | 35.5% | −3.8% |
| Change, 5 years | 29.0% | −39.6% |
| Beta (5Y) | 0.54 | 0.69 |
| Employees | 622 | 403 |
| StockData Score | ||
| Total score | 12 (better) | 5 |
| Valuation score | 0 | 1 (better) |
| Growth score | 2 (better) | 1 |
| Performance score | 4 (better) | 0 |
| Health score | 3 (better) | 1 |
| Dividend score | 3 (better) | 2 |
| Valuation | ||
| P/E | 13.7× (better) | 15.3× |
| P/S | 4.4× | 2.0× (better) |
| P/B | 1.6× | – |
| P/FCF | 18.9× | – |
| PEG | – | 0.74 |
| FCF yield | 5.3% (better) | −10.7% |
| Fair value | $39.40 | – |
| Margin of safety | −15.0% | – |
| Growth | ||
| Revenue growth (TTM) | 17.5% (better) | −4.3% |
| Revenue growth, 5Y average | 3.9% (better) | 0.86% |
| Net income growth (TTM) | 26.4% | – |
| EPS growth (TTM) | 23.0% (better) | −32.1% |
| EPS growth, 5Y average | −20.8% | −7.6% (better) |
| Profitability | ||
| Net margin | 32.1% | – |
| FCF margin | 23.3% (better) | −21.2% |
| Return on equity | 11.8% | – |
| Financial health | ||
| Altman Z-score | 0.36 (better) | 0.19 |
| Piotroski F-score | 6 | – |
| Dividends and buybacks | ||
| Dividend yield | 2.8% (better) | 2.7% |
| Payout ratio | 67.3% | – |
| Years of dividend growth | 14 (better) | 0 |
| Dividend growth, 5Y average | 33.9% (better) | 13.6% |
| Buyback yield | 2.4% | – |
| Shareholder yield | 5.2% (better) | 2.7% |
| Ownership | ||
| Held by institutions | 37.1% | 58.1% |
| Held by insiders | 3.0% | 9.4% |
| Insider net buying, 12 months | −$362K | $13.8K (better) |
| Short interest, % of float | 2.3% | 2.3% |
Go deeper
- FCBC stock overview
- FCBC income statement
- FCBC valuation and score
- MVBF stock overview
- MVBF income statement
- MVBF valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.