MVBFNasdaqState Commercial BanksFiscal year ends December 31
MVB FINANCIAL CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$29.11−0.12 (-0.41%)
Close on Oct 19, 2026
- Market cap
- $383.86M
- P/E (TTM)
- 9.8
- Dividend yield
- 2.34%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
–
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +10.2% | +6.4% | +0.9% | +9.2% | |
| EPS, diluted | +34.6% | +20.8% | -7.6% | +10.3% | |
| Free cash flow | – | -21.2% | -54.3% | – | |
| Dividend per share | 0.0% | 0.0% | +13.6% | +23.9% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 9.9% | 16.6% | – | |
| Return on assets | 0.9% | 1.7% | – | |
| Capex to revenue | 80.8% | 4.1% | 1.1% | |
| Diluted shares | 10M | 12M | 13M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Mvb Financial generated $104.71M from operations and spent $64.03M on capital expenditure, dividends and share buybacks. 21% of that went back into the business.
Generated
$104.71M
Used
$64.03M
Capital expenditure$13.36M21%Dividends$40.51M63%Share buybacks$10.16M16%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin21.8%
×Asset turnover0.04×
×Equity multiplier11.60×
=Return on equity, FY202311.3%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2023 | 21.8% | 0.04× | 11.60× | 11.3% |
| FY2022 | 10.8% | 0.05× | 10.95× | 5.6% |
| FY2021 | 29.4% | 0.05× | 9.97× | 15.2% |
| FY2020 | 23.3% | 0.08× | 9.47× | 16.6% |
| FY2019 | 793.9% | 0.00× | 9.51× | 13.9% |
| FY2018 | 536.3% | 0.00× | 10.05× | 7.3% |
| FY2017 | 331.8% | 0.00× | 9.98× | 5.1% |
| FY2016 | 625.6% | 0.00× | 10.77× | 9.9% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
3of 3 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero–
- Cash generatingOperating cash flow above zero$4.03M
- Return on assets improvedROA up on the prior year– → –
- Earnings backed by cashOperating cash flow above net income$4.03M vs –
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise13M → 13M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.05 → 0.05