Esquire Financial vs Peapack Gladstone Financial
ESQ and PGC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ESQ and PGC compare
Esquire Financial is the larger company, worth 2.0 times as much as Peapack Gladstone Financial ($1.6B against $816M).
On earnings, Peapack Gladstone Financial is cheaper: it trades at 13.8× trailing earnings, against 21.9× for Esquire Financial.
Esquire Financial grew revenue faster over the last twelve months (30.8% versus 25.4% for Peapack Gladstone Financial).
Esquire Financial keeps more of each dollar of sales as profit, with a net margin of 30.6% compared with 18.3% at Peapack Gladstone Financial.
Both pay dividends: Esquire Financial yields 0.74% and Peapack Gladstone Financial 0.43%.
Esquire Financial scores higher on the StockData Score (12 against 11 for Peapack Gladstone Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ESQ | PGC |
|---|---|---|
| Size and price | ||
| Market cap | $1.6B | $816M |
| Share price | $131.69 | $46.01 |
| Change, 1 year | 34.2% | 75.6% |
| Change, 5 years | 280% | 32.5% |
| Beta (5Y) | 0.54 | 0.80 |
| Employees | 151 | 682 |
| StockData Score | ||
| Total score | 12 (better) | 11 |
| Valuation score | 0 | 2 (better) |
| Growth score | 3 (better) | 2 |
| Performance score | 3 (better) | 1 |
| Health score | 3 | 3 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 21.9× | 13.8× (better) |
| P/S | 8.7× | 2.4× (better) |
| P/B | 2.0× | 1.1× (better) |
| P/FCF | 25.2× | 13.2× (better) |
| PEG | 1.14 | – |
| FCF yield | 4.0% | 7.6% (better) |
| Fair value | $99.45 | $44.08 |
| Margin of safety | −32.4% | −4.4% (better) |
| Growth | ||
| Revenue growth (TTM) | 30.8% (better) | 25.4% |
| Revenue growth, 5Y average | 23.0% (better) | 8.4% |
| Net income growth (TTM) | 14.3% | 78.0% (better) |
| EPS growth (TTM) | 5.6% | 72.2% (better) |
| EPS growth, 5Y average | 28.9% (better) | 8.9% |
| Profitability | ||
| Net margin | 30.6% (better) | 18.3% |
| FCF margin | 34.5% (better) | 18.6% |
| Return on equity | 10.5% (better) | 8.9% |
| Financial health | ||
| Debt / equity | – | 0.38 |
| Altman Z-score | 0.34 (better) | 0.10 |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.74% (better) | 0.43% |
| Payout ratio | 13.0% | 5.8% |
| Years of dividend growth | 3 | – |
| Shareholder yield | 0.74% (better) | 0.43% |
| Ownership | ||
| Held by institutions | 52.7% | 77.3% |
| Held by insiders | 11.6% | 5.9% |
| Insider net buying, 12 months | −$9.1M | −$289K (better) |
| Short interest, % of float | 11.8% | 7.4% |
Go deeper
- ESQ stock overview
- ESQ income statement
- ESQ valuation and score
- PGC stock overview
- PGC income statement
- PGC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.