CVB Financial vs OFG Bancorp
CVBF and OFG side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CVBF and OFG compare
CVB Financial is the larger company, worth 1.8 times as much as OFG Bancorp ($4.0B against $2.2B).
On earnings, OFG Bancorp is cheaper: it trades at 9.8× trailing earnings, against 14.9× for CVB Financial.
CVB Financial grew revenue faster over the last twelve months (26.9% versus 2.3% for OFG Bancorp).
CVB Financial keeps more of each dollar of sales as profit, with a net margin of 36.3% compared with 30.2% at OFG Bancorp.
Both pay dividends: CVB Financial yields 3.6% and OFG Bancorp 2.0%.
OFG Bancorp scores higher on the StockData Score (14 against 13 for CVB Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CVBF | OFG |
|---|---|---|
| Size and price | ||
| Market cap | $4.0B | $2.2B |
| Share price | $22.48 | $51.34 |
| Change, 1 year | 20.1% | 26.9% |
| Change, 5 years | 9.0% | 93.0% |
| Beta (5Y) | 0.64 | 0.69 |
| Employees | 1,079 | 2,185 |
| StockData Score | ||
| Total score | 13 | 14 (better) |
| Valuation score | 1 | 2 (better) |
| Growth score | 2 (better) | 1 |
| Performance score | 3 | 4 (better) |
| Health score | 3 | 4 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 14.9× | 9.8× (better) |
| P/S | 6.2× | 2.9× (better) |
| P/B | 1.3× (better) | 1.6× |
| P/FCF | 6.3× (better) | 8.7× |
| PEG | – | 0.98 |
| FCF yield | 15.9% (better) | 11.5% |
| Fair value | $20.79 | $49.35 |
| Margin of safety | −8.1% | −4.0% (better) |
| Growth | ||
| Revenue growth (TTM) | 26.9% (better) | 2.3% |
| Revenue growth, 5Y average | 2.0% | – |
| Net income growth (TTM) | 13.3% (better) | 12.9% |
| EPS growth (TTM) | 2.7% | 19.3% (better) |
| EPS growth, 5Y average | 3.2% | 28.3% (better) |
| Profitability | ||
| Net margin | 36.3% (better) | 30.2% |
| FCF margin | 98.2% (better) | 33.5% |
| Return on equity | 8.6% | 16.6% (better) |
| Financial health | ||
| Altman Z-score | 0.26 | 0.30 (better) |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Dividend yield | 3.6% (better) | 2.0% |
| Payout ratio | 50.4% | 24.9% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 2.1% (better) | 1.4% |
| Buyback yield | 1.4% | 4.5% (better) |
| Shareholder yield | 5.0% | 6.6% (better) |
| Ownership | ||
| Held by institutions | 82.9% | 97.8% |
| Held by insiders | 5.1% | 0.96% |
| Insider net buying, 12 months | $2.8M (better) | −$3.7M |
| Short interest, % of float | 5.9% | 4.6% |
Go deeper
- CVBF stock overview
- CVBF income statement
- CVBF valuation and score
- OFG stock overview
- OFG income statement
- OFG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.