Citizens vs Investors Title
CIA and ITIC side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CIA and ITIC compare
Investors Title is the larger company, worth 2.8 times as much as Citizens ($507M against $183M).
Investors Title grew revenue faster over the last twelve months (8.7% versus 3.7% for Citizens).
Investors Title keeps more of each dollar of sales as profit, with a net margin of 13.8% compared with 4.5% at Citizens.
Investors Title pays a dividend yielding 3.9%; Citizens does not pay one.
Investors Title scores higher on the StockData Score (11 against 1 for Citizens), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CIA | ITIC |
|---|---|---|
| Size and price | ||
| Market cap | $183M | $507M |
| Share price | $3.62 | $268.72 |
| Change, 1 year | −32.8% | 5.4% |
| Change, 5 years | −47.3% | 17.3% |
| Beta (5Y) | 0.89 | 0.81 |
| Employees | 246 | 548 |
| StockData Score | ||
| Total score | 1 | 11 (better) |
| Valuation score | 1 | 1 |
| Growth score | 0 | 3 (better) |
| Performance score | 0 | 4 (better) |
| Health score | 0 | 0 |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/E | – | 12.6× |
| P/S | 0.7× (better) | 1.7× |
| P/B | 0.8× (better) | 1.8× |
| P/FCF | 12.2× (better) | 19.3× |
| PEG | – | 0.91 |
| FCF yield | 8.2% (better) | 5.2% |
| Fair value | – | $243.17 |
| Margin of safety | – | −10.5% |
| Growth | ||
| Revenue growth (TTM) | 3.7% | 8.7% (better) |
| Revenue growth, 5Y average | 1.4% | 2.9% (better) |
| Net income growth (TTM) | 3.1% | 22.1% (better) |
| EPS growth (TTM) | – | 22.2% |
| EPS growth, 5Y average | – | −2.2% |
| Profitability | ||
| Net margin | 4.5% | 13.8% (better) |
| FCF margin | 5.9% | 9.0% (better) |
| Return on equity | 5.0% | 14.6% (better) |
| Financial health | ||
| Altman Z-score | 0.28 | 5.08 (better) |
| Piotroski F-score | – | 5 |
| Dividends and buybacks | ||
| Dividend yield | – | 3.9% |
| Payout ratio | – | 49.3% |
| Years of dividend growth | – | 0 |
| Dividend growth, 5Y average | – | −8.8% |
| Shareholder yield | 0.00% | 3.9% (better) |
| Ownership | ||
| Held by institutions | 31.5% | 48.2% |
| Held by insiders | 3.3% | 1.1% |
| Insider net buying, 12 months | $634K (better) | $235K |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 9.0% | 4.5% |
Go deeper
- CIA stock overview
- CIA income statement
- CIA valuation and score
- ITIC stock overview
- ITIC income statement
- ITIC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.