ITICNasdaqTitle InsuranceFiscal year ends December 31
INVESTORS TITLE CO
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$283.89−6.21 (-2.14%)
Close on Oct 19, 2026
- Market cap
- $537.69M
- P/E (TTM)
- 13.3
- Dividend yield
- 3.72%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
12.9%−3.8 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +5.6% | -1.3% | +2.9% | +7.9% | |
| Net income | +13.2% | +13.7% | -2.3% | +10.9% | |
| EPS, diluted | +13.0% | +13.8% | -2.2% | +11.4% | |
| Free cash flow | +13.2% | -6.0% | -3.9% | +6.0% | |
| Dividend per share | -33.3% | +29.7% | -8.8% | +38.7% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 13.1% | 20.1% | 13.5% | |
| Return on assets | 8.9% | 14.4% | 10.1% | |
| Capex to revenue | 1.8% | 1.4% | 2.0% | |
| Diluted shares | 2M | 2M | 2M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Investors Title generated $156.34M from operations and spent $144.15M on capital expenditure, dividends and share buybacks. 24% of that went back into the business.
Generated
$156.34M
Used
$144.15M
Capital expenditure$34.38M24%Dividends$107.58M75%Share buybacks$2.19M2%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin12.9%
×Asset turnover0.78×
×Equity multiplier1.34×
=Return on equity, FY202513.5%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 12.9% | 0.78× | 1.34× | 13.5% |
| FY2024 | 12.0% | 0.78× | 1.32× | 12.3% |
| FY2023 | 9.6% | 0.67× | 1.36× | 8.8% |
| FY2022 | 8.4% | 0.84× | 1.43× | 10.2% |
| FY2021 | 20.3% | 1.07× | 1.43× | 31.2% |
| FY2020 | 16.7% | 0.86× | 1.40× | 20.1% |
| FY2019 | 17.1% | 0.72× | 1.38× | 17.1% |
| FY2018 | 14.0% | 0.63× | 1.40× | 12.4% |
| FY2017 | 15.9% | 0.68× | 1.44× | 15.4% |
| FY2016 | 14.1% | 0.63× | 1.48× | 13.1% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
4of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$35.18M
- Cash generatingOperating cash flow above zero$30.94M
- Return on assets improvedROA up on the prior year9.4% → 10.5%
- Earnings backed by cashOperating cash flow above net income$30.94M vs $35.18M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise2M → 2M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.78 → 0.82