Byline Bancorp vs Stock Yards Bancorp
BY and SYBT side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BY and SYBT compare
Stock Yards Bancorp is the larger company, worth 1.4 times as much as Byline Bancorp ($2.4B against $1.7B).
On earnings, Byline Bancorp is cheaper: it trades at 11.6× trailing earnings, against 15.6× for Stock Yards Bancorp.
Stock Yards Bancorp grew revenue faster over the last twelve months (13.0% versus 10.2% for Byline Bancorp).
Stock Yards Bancorp keeps more of each dollar of sales as profit, with a net margin of 35.3% compared with 32.3% at Byline Bancorp.
Both pay dividends: Byline Bancorp yields 1.2% and Stock Yards Bancorp 1.6%.
Stock Yards Bancorp scores higher on the StockData Score (15 against 14 for Byline Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BY | SYBT |
|---|---|---|
| Size and price | ||
| Market cap | $1.7B | $2.4B |
| Share price | $38.50 | $78.43 |
| Change, 1 year | 42.9% | 18.1% |
| Change, 5 years | 39.6% | 18.9% |
| Beta (5Y) | 0.70 | 0.80 |
| Employees | 1,027 | 1,123 |
| StockData Score | ||
| Total score | 14 | 15 (better) |
| Valuation score | 1 | 1 |
| Growth score | 1 | 2 (better) |
| Performance score | 5 (better) | 3 |
| Health score | 3 | 5 (better) |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 11.6× (better) | 15.6× |
| P/S | 3.8× (better) | 5.8× |
| P/B | 1.3× (better) | 2.0× |
| P/FCF | 10.7× (better) | 16.5× |
| PEG | 1.60 | 1.12 (better) |
| FCF yield | 9.3% (better) | 6.0% |
| Fair value | $35.65 | $69.61 |
| Margin of safety | −8.0% (better) | −12.7% |
| Growth | ||
| Revenue growth (TTM) | 10.2% | 13.0% (better) |
| Revenue growth, 5Y average | 10.0% | 76.2% (better) |
| Net income growth (TTM) | 25.6% (better) | 16.5% |
| EPS growth (TTM) | 23.5% (better) | 15.4% |
| EPS growth, 5Y average | 24.7% (better) | 12.9% |
| Profitability | ||
| Net margin | 32.3% | 35.3% (better) |
| FCF margin | 35.1% (better) | 34.8% |
| Return on equity | 12.0% | 13.3% (better) |
| Financial health | ||
| Altman Z-score | 0.27 | 0.30 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 1.2% | 1.6% (better) |
| Payout ratio | 13.4% | 25.6% |
| Years of dividend growth | 1 | 3 (better) |
| Dividend growth, 5Y average | 27.2% | – |
| Buyback yield | 1.6% (better) | 0.07% |
| Shareholder yield | 2.8% (better) | 1.7% |
| Ownership | ||
| Held by institutions | 55.2% | 65.0% |
| Held by insiders | 28.7% | 6.8% |
| Insider net buying, 12 months | −$24.4M | −$553K (better) |
| Short interest, % of float | 4.4% | 4.8% |
Go deeper
- BY stock overview
- BY income statement
- BY valuation and score
- SYBT stock overview
- SYBT income statement
- SYBT valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.