Princeton Bancorp vs Unity Bancorp
BPRN and UNTY side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BPRN and UNTY compare
Unity Bancorp is the larger company, worth 2.0 times as much as Princeton Bancorp ($576M against $293M).
On earnings, Unity Bancorp is cheaper: it trades at 10.0× trailing earnings, against 11.3× for Princeton Bancorp.
Unity Bancorp grew revenue faster over the last twelve months (13.1% versus 6.0% for Princeton Bancorp).
Unity Bancorp keeps more of each dollar of sales as profit, with a net margin of 43.3% compared with 30.0% at Princeton Bancorp.
Both pay dividends: Princeton Bancorp yields 3.3% and Unity Bancorp 1.1%.
Unity Bancorp scores higher on the StockData Score (18 against 13 for Princeton Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BPRN | UNTY |
|---|---|---|
| Size and price | ||
| Market cap | $293M | $576M |
| Share price | $42.99 | $57.31 |
| Change, 1 year | 40.5% | 24.9% |
| Change, 5 years | 42.0% | 112% |
| Beta (5Y) | 0.52 | 0.60 |
| Employees | 241 | 228 |
| StockData Score | ||
| Total score | 13 | 18 (better) |
| Valuation score | 4 (better) | 1 |
| Growth score | 0 | 3 (better) |
| Performance score | 3 | 6 (better) |
| Health score | 2 | 4 (better) |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 11.3× | 10.0× (better) |
| P/S | 3.4× (better) | 4.2× |
| P/B | 1.0× (better) | 1.5× |
| P/FCF | 12.5× (better) | 21.3× |
| PEG | – | 0.61 |
| FCF yield | 8.0% (better) | 4.7% |
| Fair value | $46.27 | $54.29 |
| Margin of safety | 7.1% (better) | −5.6% |
| Growth | ||
| Revenue growth (TTM) | 6.0% | 13.1% (better) |
| Revenue growth, 5Y average | – | 11.2% |
| Net income growth (TTM) | 278% (better) | 16.1% |
| EPS growth (TTM) | – | 16.4% |
| EPS growth, 5Y average | – | 21.0% |
| Profitability | ||
| Net margin | 30.0% | 43.3% (better) |
| FCF margin | 27.2% (better) | 20.0% |
| Return on equity | 9.5% | 17.0% (better) |
| Financial health | ||
| Altman Z-score | 0.23 | 0.28 (better) |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.3% (better) | 1.1% |
| Payout ratio | 35.2% | 10.3% |
| Years of dividend growth | 1 | 12 (better) |
| Dividend growth, 5Y average | – | 12.6% |
| Buyback yield | 0.87% (better) | 0.60% |
| Shareholder yield | 4.1% (better) | 1.7% |
| Ownership | ||
| Held by institutions | 45.6% | 52.2% |
| Held by insiders | 21.4% | 22.0% |
| Insider net buying, 12 months | $421K (better) | −$1.8M |
| Short interest, % of float | 1.3% | 2.8% |
Go deeper
- BPRN stock overview
- BPRN income statement
- BPRN valuation and score
- UNTY stock overview
- UNTY income statement
- UNTY valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.